105 Cedar St, Union Star, MO 64494 Property Records

DeKalb County property record for 105 Cedar St, Union Star, MO 64494

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,268 sqft · built 1890
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`474604803402001000100`

Property Details

APN / Parcel Number

Primary APN	`474604803402001000100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,268 sqft Total Area
1st Floor Area	1,973 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	264 ft deep x 132 ft wide

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	Deck Area
Lean-To	189 sqft
Pole Barn	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	105 CEDAR ST
City	UNION STAR
State	MO
Zip	64494-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 132' BLOCK C, ORIGINAL TOWN UNION STAR
Legal Range	33W
Legal Township	60N
Legal Section	34
Legal Block	C
Jurisdiction	DEKALB MO
Township / Civil Division	POLK
Census Block Group	5
Census Block	5150
Census Tract	80200

Owner

Source: DeKalb County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 CEDAR ST, UNION STAR, MO 64494-8116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Oct 27, 2022	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026
Deed Sale	Jun 23, 2026
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	2026779
Deed Book / Page	233 / 778
Prior Transfer Date	Jun 22, 2026
Prior Transfer Doc	0000000779
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEKALB MO
Recording Date	Jun 23, 2026
Property Address	105 CEDAR ST, UNION STAR, MO 64494-8116
Document Number	0000000779
Book / Page	233 / 778
Instrument Date	Jun 22, 2026
Instrument	2026779
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CEDAR ST, UNION STAR, MO 64494-8116

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	105 CEDAR ST, UNION STAR, MO 64494-8116
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	PETRA TITLE LLC, ENTRA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00232/1033
Date	Sep 8, 2025
Book Page	232/1033
Instrument	251033

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Nov 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	105 CEDAR ST, UNION STAR, MO 64494-8116
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000230/758
Date	Jul 12, 2023
Book Page	230/758

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Oct 27, 2022
Property Address	105 CEDAR ST, UNION STAR, MO 64494-8116
Document Number	00229/1403
Book / Page	229 / 1403
Instrument Date	Oct 26, 2022
Instrument	221403
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CEDAR ST, UNION STAR, MO 64494-8116

Mortgage

Document Number	00229/1404
Date	Oct 27, 2022
Book Page	229/1404
Instrument	221404

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Polk Township
Municipality	Union Star Town
Unified School District	Union Star R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00	$22,000 Land $1,480 Building $20,520	$115,825 Land $7,808 Building $108,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION STAR PWS serves 386 people · EPA ID MO1010802
Water Source	Purchased groundwater from ANDREW COUNTY PWSD 2
Last State Inspection	Jul 2024
Also Mapped Here	DEKALB COUNTY PWSD 1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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