Rutherford County property record for 105 Cedar St, Rutherfordton, NC 28139
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1972 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Jun 2018) |
| Tax Bill | $908 (2022) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1205822 |
| Primary APN | 1205822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Gross Area |
| Flooring | Carpet |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 19140 |
|---|---|
| Street Address | 105 CEDAR ST |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-2663 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RMST |
| Legal Description | JL THOMPSON LO19 PL7-24 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960502 |
105 Cedar St, a residential property, is owned by an individual who bought it in June 2018.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 FOREST HILLS CIR, RUTHERFORDTON, NC 28139-7250 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on File |
| Deed Sale | Jun 25, 2018 · Amount on File |
| Deed Document Number | 0002009522 |
| Deed Book / Page | 2009 / 522 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 105 CEDAR ST, RUTHERFORDTON, NC 28139-2663 |
| Document Number | 0020090522 |
| Book / Page | 002009 / 000522 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 11951 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 FOREST HILLS CIR RUTHERFORDTON NC 281397250, RUTHERFORDTON, NC 28139-7250 |
| Document Number | 20090526 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 002009/000526 |
| Instrument | 11952 |
| Name | BANK OF OZARK |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AZ 72231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Rutherfordton Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $116,700 Land $17,300 Building $99,400 | $116,700 Land $17,300 Building $99,400 | |
| 2022 | $908.00 | ||
| 2021 | $908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2018–2020) |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Cedar St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet, Spectrum.
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