105 Cedar Ct, Ladson, SC 29456 Property Records

Dorchester County property record for 105 Cedar Ct, Ladson, SC 29456

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,364 sqft · built 1977
Lot Size0.332 acres (14,446 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Sep 2021)
Tax Bill$1,549 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN154-14-04-021

Property Details

APN / Parcel Number

Primary APN154-14-04-021
Alternative APN
  • R0043498

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,364 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area14,446 sqft (0.332 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelCoal

Location & Zoning

Account NumberR0043498
Street Address105 CEDAR CT
CityLADSON
StateSC
Zip29456-4918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2_DC
Legal DescriptionLOT 21 SUBD: OAKMONT PH 0 BLK I
Legal SubdivisionOAKMONT
Legal Phase1
Legal BlockI
Legal Lot Number21
JurisdictionDORCHESTER SC
Township / Civil DivisionSUMMERVILLE
Census Block Group2
Census Block2014
Census Tract10815

Owner

Source: Dorchester County records · APN 154-14-04-021

Assessment roll updated October 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 CEDAR CT, LADSON, SC 29456-4918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAMILY SERVICES INC
Sep 17, 2021Deed, Transfer · FHA Mortgage
NTFN INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleAug 24, 2006 · Amount on Record
Deed Document Number202130442
Deed Book / Page13666 / 140
Prior Transfer DateFeb 19, 2016
Prior Transfer Doc0106/0062
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER SC
Property Address105 CEDAR CT, LADSON, SC 29456-4918
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0136660161
DateSep 17, 2021
Book Page13666/161
Instrument2021030445
Lender
NameFAMILY SERVICES INC
TypeNon-Lending Institution
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER SC
Recording DateSep 17, 2021
Property Address105 CEDAR CT, LADSON, SC 29456-4918
Document Number136660140
Book / Page13666 / 140
Map ReferenceMB 21 PG 172
Instrument DateSep 09, 2021
Instrument2021030442
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$684.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CEDAR CT, LADSON, SC 29456-4918

Mortgage

Document Number2021030443
DateSep 17, 2021
Instrument2021030443
Lender
NameNTFN INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Mortgage

Document Number136660156
DateSep 17, 2021
Book Page13666/156
Instrument2021030444
Lender
NameNTFN INC
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term120 Months
DueSep 16, 2031

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated October 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyDorchester County
Unified School DistrictDorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,549.00$10,521 (+42.7%) Land $3,400 Building $7,121$263,013 (+42.7%) Land $85,000 Building $178,013
2024$1,549.00 (+10.64%)
2023$1,400.00 (+1.23%)$7,373 (+0.04%) Land $1,200 Building $6,173$184,314 (-) Land $30,000 Building $154,314
2022$1,383.00$7,370 Land $1,200 Building $6,170$184,314 Land $30,000 Building $154,314

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims107 (1987–2024)
Claims Outside the SFHA10 of 107
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 8 claims
  • Hurricane Matthew, Oct 2016 · 16 claims
  • Severe Storms And Flooding, Oct 2015 · 65 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUMMERVILLE CPW
serves 81,750 people
Water SourcePurchased surface water from LAKE MOULTRIE REGIONAL WS
Last State InspectionNov 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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