105 Cedar Cir, Moyock, NC 27958 Property Records

Currituck County property record for 105 Cedar Cir, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,388 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Oct 2021)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	May 2021 Construction Loan Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8060-94-7052`

Property Details

APN / Parcel Number

Primary APN	`8060-94-7052`
Alternative APNs	`040B00K00110003` `000161488` `8060-94`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,388 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	146 ft deep x 38 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000161488
Street Address	105 CEDAR CIR
City	MOYOCK
State	NC
Zip	27958-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	WEDGEWOOD LAKES BLOCK K, LOT 11, SECTION 3, PART 4
Legal Subdivision	WEDGEWOOD LAKES
Legal Block	K
Legal Lot Number	11
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1000
Census Tract	110301

Owner

105 Cedar Cir is owned and occupied by an individual who bought it in October 2021.

Source: Currituck County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	105 CEDAR CIR, MOYOCK, NC 27958-9016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Construction Mortgage IFP FUND 1 LLC
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage CBM MORTGAGE LLC
Mar 31, 2021	Warranty Deed, Transfer
Sep 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	2021369888
Deed Book / Page	1657 / 857
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 CEDAR CIR, MOYOCK, NC 27958-9016
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0016260160
Date	May 25, 2021
Book Page	1626/160
Instrument	364852

Lender

Name	IFP FUND 1 LLC
Type	Non-Lending Institution
Address	PHILADELPHIA, PA 19123

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	105 CEDAR CIR, MOYOCK, NC 27958-9016
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CEDAR CIR, MOYOCK, NC 27958-9016

Mortgage

Document Number	0017490521
Date	Oct 16, 2023
Book Page	1749/521
Instrument	385564

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 20, 2021
Property Address	105 CEDAR CIR, MOYOCK, NC 27958-9016
Document Number	0016570857
Book / Page	1657 / 857
Map Reference	MB 3 PG 60C
Instrument Date	Oct 4, 2021
Instrument	369888
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CEDAR CIR, MOYOCK, NC 27958-9016

Mortgage

Document Number	0000369889
Date	Oct 20, 2021
Instrument	369889

Lender

Name	CBM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 31, 2021
Property Address	105 CEDAR CIR, MOYOCK, NC 27958-9016
Document Number	0016120025
Book / Page	1612 / 25
Map Reference	MB 3 PG 60C
Instrument Date	Mar 29, 2021
Instrument	362656
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, MAPLE, NC 27956-0062
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 5, 2019
Property Address	105 CEDAR CIR, MOYOCK, NC 27958-9016
Document Number	0014970235
Book / Page	001497 / 000235
Instrument Date	Aug 26, 2019
Instrument	345372
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WILLOW DR MOYOCK NC 279589013, MOYOCK, NC 27958-9013

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cedar Cir was $1,561, up 0.6% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+0.58%)	$208,500 (-) Land $24,500 Building $184,000
2024	$1,552.00 (+9.45%)	$208,500 (-) Land $24,500 Building $184,000
2023	$1,418.00 (+18.07%)	$208,500 (-) Land $24,500 Building $184,000	$208,500 (-) Land $24,500 Building $184,000
2022	$1,201.00	$208,500 Land $24,500 Building $184,000	$208,500 (-) Land $24,500 Building $184,000
2021			$208,500 Land $24,500 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cedar Cir in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 129 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	51 (1991–2024)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cedar Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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