105 Cedar Bluff Dr, Fairmont, MN 56031 Property Records

Martin County property record for 105 Cedar Bluff Dr, Fairmont, MN 56031

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,804 sqft · built 2002
Lot Size	4.36 acres (189,922 sqft)
Owner	Company Name on Record
Last Sale	$882,000 (Nov 2023)
Tax Bill	$9,190 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
APN	`05.700.0075`

Property Details

APN / Parcel Number

Primary APN	`05.700.0075`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,804 sqft Living Area
1st Floor Area	2,536 sqft
Basement Area	2,536 sqft
Finished Basement	2,536 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	189,922 sqft (4.36 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 CEDAR BLUFF DR
City	FAIRMONT
State	MN
Zip	56031-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-102 RANGE-030 CEDAR BLUFF ADDN LOT-003 BLOCK-002 4.36 AC N 200
Legal Range	030
Legal Township	102
Legal Section	31
Legal Subdivision	CEDAR BLUFF ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	1
Census Block	1079
Census Tract	790300

Owner

Source: Martin County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15595 LANDINGS AVE, SPIRIT LAKE, IA 51360-7596
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	2023460193
Prior Transfer Date	Jan 9, 2014
Prior Transfer Doc	2014R420236
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN MN
Recording Date	Nov 30, 2023
Property Address	105 CEDAR BLUFF DR, FAIRMONT, MN 56031-1739
Document Number	2023R460193
Instrument Date	Nov 27, 2023
Instrument	2023R-460193
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,910.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 CEDAR BLUFF DR, FAIRMONT, MN 56031-1739

Mortgage

Document Number	2023R460194
Date	Nov 30, 2023
Instrument	2023R-460194

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
County Subdivision	Fairmont Township
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,300 (-2.05%) Land $176,100 Building $724,200	$900,300 (-2.05%) Land $176,100 Building $724,200
2025	$9,190.00 (+12.07%)	$919,100 (+3.33%) Land $187,600 Building $731,500	$919,100 (+3.33%) Land $187,600 Building $731,500
2024	$8,200.00 (+5.1%)
2023		$889,500 Land $177,600 Building $711,900	$889,500 Land $177,600 Building $711,900
2022	$7,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless	1,250 / 60
GigFire Fixed Wireless	150 / 130