105 Castle Rocks Rd, Warwick, RI 02886 Property Records

Warwick City property record for 105 Castle Rocks Rd, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,534 sqft · built 1999
Lot Size0.401 acres (17,446 sqft)
Owner2 Individual Names on Record
Last Sale$920,000 (Jun 2026)
Tax Bill$8,179 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22400430000

Property Details

APN / Parcel Number

Primary APN22400430000
Alternative APNs
  • WARW M:224 B:0043 L:0000
  • 100071949

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,534 sqft Living Area
Gross Area4,734 sqft
1st Floor Area1,246 sqft
Basement Area1,208 sqft
Unfinished Basement592 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,446 sqft (0.401 acres)
Deck AreaDeck Area
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100071949
Street Address105 CASTLE ROCKS RD
CityWARWICK
StateRI
Zip02886-9535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Block43
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3010
Census Tract22201

Owner

Source: Warwick City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 CASTLE ROCKS RD, WARWICK, RI 02886-9535
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CREDIT UNION
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2026 · Amount on Record
Deed SaleJun 3, 2026 · Amount on Record
Prior SaleDec 30, 1999 · Amount on Record
Deed Document Number20266337
Deed Book / Page10904 / 159
Transfer Doc7594000203
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateJun 3, 2026
Property Address105 CASTLE ROCKS RD, WARWICK, RI 02886-9535
Document Number010904-179
Book / Page10904 / 179
Instrument DateJun 2, 2026
Instrument20266339
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CASTLE ROCKS RD, WARWICK, RI 02886-9535

Mortgage

Document Number0000006339,
DateJun 3, 2026
Book Page10904/179
Instrument20266339
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate10.1%
Type Change DateJul 1, 2056
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJun 3, 2026
Property Address105 CASTLE ROCKS RD, WARWICK, RI 02886-9535
Document Number0000006337
Book / Page10904 / 159
Instrument DateJun 1, 2026
Instrument20266337
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address105 CASTLE ROCKS RD, WARWICK, RI 02886-9535

Mortgage

DateJun 3, 2026
Lender
NameNORTHPOINT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.63%
Initial TypeAdjustable Rate
Type Change DateJul 1, 2033
IndexOther
Margin3
Max Rate-1%

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,179.00 (+2.3%)$644,000 (+14.31%) Land $156,400 Building $487,600
2024$801,990
2023$7,995.00 (-1.81%)$563,400 (+29.61%) Land $135,900 Building $427,500
2022$8,142.00$434,700 Land $100,000 Building $334,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims10 (2005–2024)
Claims Outside the SFHA8 of 10
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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