Ocean County and Lacey Township property record for 105 Carriage Rd, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,304 sqft · built 1978 |
| Lot Size | 6.08 acres (265,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Nov 2025) |
| Tax Bill | $12,581 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02500-02-00006 |
| Primary APN | 13-02500-02-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,648 sqft |
| Basement Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asbestos |
| Lot Area | 265,280 sqft |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 185720 |
|---|---|
| Street Address | 105 CARRIAGE RD |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PA |
| Legal Description | 6.09 ACRES |
| Legal Block | 2500 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 732001 |
105 Carriage Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 CARRIAGE RD, FORKED RIVER, NJ 08731-5834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2025 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2025 · Amount on File |
| Deed Sale | Nov 28, 2025 · Amount on File |
| Prior Sale | Nov 29, 1983 · Amount on File |
| Deed Document Number | 202594597 |
| Deed Book / Page | 20210 / 636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 28, 2025 |
| Property Address | 105 CARRIAGE RD, FORKED RIVER, NJ 08731-5834 |
| Document Number | 0202100636 |
| Book / Page | 20210 / 636 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025094597 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 BIG BUCK TRL, ORMOND BEACH, FL 32174-4278 |
| Name | Verified Name |
|---|---|
| Address | 105 CARRIAGE RD, FORKED RIVER, NJ 08731-5834 |
| Document Number | 2025094598 |
|---|---|
| Date | Nov 28, 2025 |
| Instrument | 2025094598 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.76% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 105 CARRIAGE RD, FORKED RIVER, NJ 08731-5834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0172060658 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 17206/658 |
| Instrument | 2018079241 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 105 Carriage Rd was $12,581, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,000 (-) Land $273,000 Building $187,000 | $460,000 (-) Land $273,000 Building $187,000 | |
| 2025 | $12,581.00 (+7.94%) | $460,000 Land $273,000 Building $187,000 | $460,000 Land $273,000 Building $187,000 |
| 2024 | $11,656.00 | ||
| 2023 | $460,000 Land $273,000 Building $187,000 | $460,000 Land $273,000 Building $187,000 | |
| 2022 | $10,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Carriage Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Carriage Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.6% of New Jersey |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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