105 Capri Cv E, Niceville, FL 32578 Property Records

Okaloosa County property record for 105 Capri Cv E, Niceville, FL 32578 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,523 sqft · built 1984
Lot Size0.54 acres (23,501 sqft)
Owner2 Individual Names on File
Last Sale$835,000 (Apr 2026)
Tax Bill$86 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2022 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNC56-000-596-1939-5

Property Details

APN / Parcel Number

Primary APNC56-000-596-1939-5
Alternative APNs
  • 22-1S-22-4810-000A-0030
  • 22S1224810000A0030

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,523 sqft Living Area
Gross Area3,615 sqft
1st Floor Area1,963 sqft
Upper Floors Area560 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area23,501 sqft (0.54 acres)
Garage TypeAttached
Garage Area471 sqft
PorchFlorida Room
Porch Area445 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address105 CAPRI CV E
CityNICEVILLE
StateFL
Zip32578-4409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIDO VILLAGE LOT 3 BLK A
Legal Range22W
Legal Township01S
Legal Section22
Legal SubdivisionLIDO VILLAGE
Legal BlockA
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3013
Census Tract21002

Owner

Source: Okaloosa County records · APN C56-000-596-1939-5

Assessment roll updated December 31, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3761 MISTY WAY, DESTIN, FL 32541-2104
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
May 13, 2026Deed of Trust, Mortgage · VA Mortgage
RENASANT BANK
Apr 24, 2026Warranty Deed, Transfer · VA Mortgage
RENASANT BANK
Aug 07, 2020Warranty Deed, Transfer · VA Mortgage
BEACH COMMUNITY MORTGAGE SERVICES I
Jul 16, 2019Grant Deed, Transfer
NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW
Jun 11, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleAug 07, 2020 · Amount on Record
Deed Document Number20263812619
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Transaction TypeMortgage
Record UpdatedMay 13, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CAPRI CV E, NICEVILLE, FL 32578-4409

Mortgage

Document Number0035454683
DateMay 12, 2021
Book Page3545/4683
Instrument3454321
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CAPRI CV E, NICEVILLE, FL 32578-4409

Mortgage

Document Number0036222659
DateMay 18, 2022
Book Page3622/2659
Instrument3550972
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateMay 13, 2026
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Document Number0003816497
Instrument DateApr 21, 2026
Instrument20263816497
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3761 MISTY WAY, DESTIN, FL 32541-2104

Mortgage

Document Number0003816497,
DateMay 13, 2026
Instrument20263816497
Lender
NameRENASANT BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 24, 2026
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Document Number0003812619
Instrument DateApr 21, 2026
Instrument2026.3812619
Transaction TypeTransfer
Record UpdatedMay 07, 2026
Title CompanyBRAY TITLE, BRADLEY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$590,345.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3761 MISTY WAY, DESTIN, FL 32541-2104

Mortgage

Document Number0003812620,
DateApr 24, 2026
Instrument2026..3812620
Lender
NameRENASANT BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 07, 2020
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Document Number0034820336
Book / Page3482 / 336
Map ReferenceMB 5 PG 154
Instrument DateAug 07, 2020
Instrument3380401
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyNAUTILUS TITLE AND ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,801.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 INDIAN BAYOU DR, 114, DESTIN, FL 32541-4415

Transferred To (Grantee/Buyer)

NameVerified Name
Address1910 NAVARRE SCHOOL RD UNIT 5586, 5586, NAVARRE, FL 32566-6424

Mortgage

Document Number0003482338
DateAug 07, 2020
Instrument3482/338
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJul 16, 2019
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Document Number0034090257
Book / Page003409 / 000257
Instrument DateJul 12, 2019
Instrument3291394
Transaction TypeTransfer
Record UpdatedAug 01, 2019
Title CompanyNAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$2,089.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #201 DESTIN FL 325415732, 201, DESTIN, FL 32541-5732

June 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateJun 11, 2019
Property Address105 CAPRI CV E, NICEVILLE, FL 32578-4409
Document Number0034032195
Book / Page003403 / 002195
Instrument DateMay 28, 2019
Instrument3283707
Transaction TypeForeclosure
Record UpdatedJul 08, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,831.90
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2086 LUTZ FL 335482086, LUTZ, FL 33548-2086

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$86.00 Homeowner's exemption Veteran's exemption$449,524 (+5.99%)$514,274 (-0.89%) Land $95,476 Building $418,798
2023$86.00 (+4.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$424,131 (+15.42%)$518,918 (+16.51%) Land $88,263 Building $430,655
2022$82.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$367,477$445,403 Land $84,060 Building $361,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910210023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 218 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
60 under condo master policies
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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