105 Cameron Dr, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 105 Cameron Dr, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,502 sqft · built 2000
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2023)
Tax Bill	$1,834 (2022)
Deeds & Mortgages	Sep 2023 Sale Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1625714`

Property Details

APN / Parcel Number

Primary APN	`1625714`
Alternative APN	`37808`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,502 sqft Heated Area
Attic Area	264 sqft
Flooring	Carpet

Exterior

Year Built	Built 2000
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.589 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	520 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	37808
Street Address	105 CAMERON DR
City	RUTHERFORDTON
State	NC
Zip	28139-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMERON HILL LO1 PL17-120
Legal Subdivision	CAMERON HILL
Legal Block	1
Legal Lot Number	1
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2002
Census Tract	960400

Owner

Source: Rutherford County records, as of September 26, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Feb 4, 2022
Deed Document Number	0020743795
Deed Book / Page	2074 / 3795
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 1, 2023
Property Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Document Number	0020743795
Book / Page	2074 / 3795
Map Reference	MB 17 PG 120
Instrument Date	Sep 1, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 EDWARDS STREET EXT, RUTHERFORDTON, NC 28139-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020663864
Date	Nov 14, 2022
Book Page	2066/3864

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RUTHERFORDTON, NC 28139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020352911
Date	Aug 7, 2020
Book Page	2035/2911

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 4, 2022
Property Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Document Number	0020564328
Book / Page	2056 / 4328
Map Reference	MB 17 PG 120
Instrument Date	Jan 25, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199

Mortgage

Document Number	0020564331
Date	Feb 4, 2022
Instrument	2056/4331

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 14, 2021
Property Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Document Number	0020450354
Book / Page	2045 / 354
Map Reference	MB 17 PG 120
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 TOM CAMP RD, 610, RUTHERFORDTON, NC 28139-7476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199

Mortgage

Document Number	0002045357
Date	Apr 14, 2021
Instrument	2045/357

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.75%
Index	5-Year CMT
Max Rate	9.75%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	105 CAMERON DR, RUTHERFORDTON, NC 28139-9199
Document Number	0020194845
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAMERON DR RUTHERFORDTON NC 281399199, RUTHERFORDTON, NC 28139-9199

Mortgage

Document Number	0020194845
Date	Feb 15, 2019
Book Page	002019/004845

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$374,400 Land $20,000 Building $354,400	$374,400 Land $20,000 Building $354,400
2022	$1,834.00
2021	$1,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cameron Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures