Frederick County property record for 105 Cactus Pl, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | built 2025 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,000 (Apr 2026) |
| Tax Bill | $1,814 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44EAA-11003 |
| Primary APN | 44EAA-11003 |
|---|---|
| Alternative APN |
|
| Gross Area | 3,485 sqft |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Account Number | 8055462 |
|---|---|
| Street Address | 105 CACTUS PL |
| City | STEPHENSON |
| State | VA |
| Zip | 22656 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | STEPHENSON VILLAGE II SEC AA-1 LOT 1003 |
| Legal Subdivision | STEPHENSON VILLAGE |
| Legal Lot Number | 1003 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 50100 |
Source: Frederick County records · APN 44EAA-11003
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 CASTAWAY PL, WINCHESTER, VA 22603-3775 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2026 · Amount on Record |
| Deed Sale | Apr 08, 2026 · Amount on Record |
| Deed Document Number | 20263350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 08, 2026 |
| Property Address | 105 CACTUS PL, STEPHENSON, VA 22656 |
| Document Number | 0000003350 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20263350 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,764.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003351, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20263351 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,814.00 (+587.12%) | $55,000 Land $55,000 | $55,000 Land $55,000 |
| 2025 | $264.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 37% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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