Scott County property record for 105 Byakoa Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,777 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,500 (Mar 2022) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-30-187.000 |
| Primary APN | 191-30-187.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 BYAKOA LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHFIELD FARMS |
| Legal Subdivision | RICHFIELD FARMS |
| Legal Block | A |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40205 |
105 Byakoa Ln is owned and occupied by an individual who bought it in March 2022.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jul 14, 2022 | Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Mar 21, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on File |
| Deed Sale | Mar 21, 2022 · Amount on File |
| Prior Sale | Jul 24, 2006 · Amount on File |
| Deed Document Number | 2022452343 |
| Deed Book / Page | 432 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | 0M1779/419 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | M1779/419 |
| Instrument | 497717 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1623/311 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | M1623/311 |
| Instrument | 439279 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 14, 2022 |
| Property Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | 00D435/396 |
| Book / Page | D435 / 396 |
| Map Reference | CAB 7 SL 84 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 456675 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | NOT AVAILABLE, THE LAND GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4044 MOONCOIN WAY, LEXINGTON, KY 40515-6018 |
| Name | Verified Name |
|---|---|
| Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | 0000456676 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 456676 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 21, 2022 |
| Property Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Document Number | 00D432/232 |
| Book / Page | D432 / 232 |
| Map Reference | CAB 7 SL 84 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 452343 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $199.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 BYAKOA LN, GEORGETOWN, KY 40324-8769 |
| Name | Verified Name |
|---|---|
| Address | 4044 MOONCOIN WAY, LEXINGTON, KY 40515-6018 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 105 Byakoa Ln was $2,514.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,300 (-) | $282,300 (-) | |
| 2025 | $2,514.00 | $282,300 | $282,300 |
| 2023 | $2,448.00 (+41.5%) | $270,000 (+35.34%) Land $35,000 Building $235,000 | $270,000 (+35.34%) Land $35,000 Building $235,000 |
| 2022 | $1,730.00 | $199,500 Land $33,000 Building $166,500 | $199,500 Land $33,000 Building $166,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Byakoa Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Byakoa Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures