Effingham County property record for 105 Blue Grass Cir, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,987 sqft · built 2017 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $302,700 (Jun 2017) |
| Tax Bill | $2,364 (2025) |
| Deeds & Mortgages | Jan 2017 Construction Loan Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0416A-231-000 |
| Primary APN | 0416A-231-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,987 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 655 sqft |
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28663 |
|---|---|
| Street Address | 105 BLUE GRASS CIR |
| City | GUYTON |
| State | GA |
| Zip | 31312-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .26 AC LOT 231 OUT 416-20B02 |
| Legal Subdivision | SADDLECLUB AT BELMONT GLEN |
| Legal Phase | 2 |
| Legal Lot Number | 231 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0416A-231-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK |
| Dec 23, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS |
| Apr 10, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS |
| Jan 10, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS |
| May 28, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL |
| Jun 15, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 0002411329 |
| Deed Book / Page | 2411 / 329 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002387/493 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 2387/493 |
| Instrument | 000709 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 01, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Document Number | 0000003015/0000000397 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 0000003015/0000000397 |
| Name | MORTGAGEPROS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Document Number | 0000002903/0000000633 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 0000002903/0000000633 |
| Name | MORTGAGEPROS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Document Number | 0000002951/0000000423 |
|---|---|
| Date | Jan 10, 2025 |
| Book Page | 0000002951/0000000423 |
| Instrument | D2025000178 |
| Name | MORTGAGEPROS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Document Number | 0000002693/0000000401 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 0000002693/0000000401 |
| Instrument | 006504 |
| Name | LAKEVIEW COMMUNITY CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 15, 2017 |
| Property Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Document Number | 002411/329 |
| Book / Page | 2411 / 329 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 2017-001541 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 BLUE GRASS CIR, GUYTON, GA 31312-5537 |
| Document Number | 002411/330 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 2411/330 |
| Instrument | 005427 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,364.00 (+3.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $183,565 (-9.44%) Land $22,800 Building $160,765 | $458,912 (-9.44%) Land $57,000 Building $401,912 |
| 2024 | $2,280.00 (-57.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $202,700 (+15.72%) Land $22,800 Building $179,900 | $506,750 (+15.72%) Land $57,000 Building $449,750 |
| 2022 | $5,364.00 | $175,158 Land $18,000 Building $157,158 | $437,894 Land $45,000 Building $392,894 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009, rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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