105 Black Cloud Dr, Louisburg, NC 27549 Property Records

Franklin County property record for 105 Black Cloud Dr, Louisburg, NC 27549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1996
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (Jun 2023)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2830-43-5771`

Property Details

APN / Parcel Number

Primary APN	`2830-43-5771`
Alternative APNs	`LR1602 3275` `006489` `32377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Total Area
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	250 ft deep x 80 ft wide

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	105 BLACK CLOUD DR
City	LOUISBURG
State	NC
Zip	27549-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	PRF 1 SL 181A
Legal Subdivision	ROYALE LOT
Legal Lot Number	3275
Jurisdiction	FRANKLIN NC
Township / Civil Division	CYPRESS CREEK
Census Block Group	3
Census Block	3021
Census Tract	60703

Owner

Source: Franklin County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 BLACK CLOUD DR, LOUISBURG, NC 27549-7340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Document Number	202310076513
Deed Book / Page	2337 / 1045
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0022181845
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jun 16, 2023
Property Address	105 BLACK CLOUD DR, LOUISBURG, NC 27549-7340
Document Number	0023371045
Book / Page	2337 / 1045
Map Reference	PL 1 SL 181-A
Instrument Date	Jun 16, 2023
Instrument	10076513
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2988 SLEDGE RD, LOUISBURG, NC 27549-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BLACK CLOUD DR, LOUISBURG, NC 27549-7340

Mortgage

Document Number	0010076514
Date	Jun 16, 2023
Instrument	10076514

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Aug 4, 2020
Property Address	105 BLACK CLOUD DR, LOUISBURG, NC 27549-7340
Document Number	0022181845
Book / Page	2218 / 1845
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BLACK CLOUD DR, LOUISBURG, NC 27549-7340

Mortgage

Document Number	0022181847
Date	Aug 4, 2020
Instrument	2218/1847

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (+19.83%)	$180,030 (+84.74%) Land $45,000 Building $135,030	$180,030 (+84.74%) Land $45,000 Building $135,030
2023	$948.00 (+1.07%)	$97,450 (-) Land $12,000 Building $85,450	$97,450 (-) Land $12,000 Building $85,450
2022	$938.00	$97,450 Land $12,000 Building $85,450	$97,450 Land $12,000 Building $85,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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