Pender County property record for 105 Bermuda Cir, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,838 sqft · built 1991 |
| Lot Size | 0.594 acres (25,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jun 2019) |
| Tax Bill | $2,678 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-58-6840-0000 |
| Primary APN | 4203-58-6840-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 25,875 sqft (0.594 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000030169 |
|---|---|
| Old Parcel Number | 4203 58 6840 0000 |
| Street Address | 105 BERMUDA CIR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 80 PB 15/45 BELVEDERE |
| Legal Subdivision | BELVEDERE |
| Legal Lot Number | 80 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920201 |
Source: Pender County assessment roll, APN 4203-58-6840-0000, as of January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 105 BERMUDA CIR, HAMPSTEAD, NC 28443-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK |
| Jun 18, 2019 | Warranty Deed, Transfer · ARM CLEAR MOUNTAIN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 0003664687 |
| Deed Book / Page | 366 / 4687 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 BERMUDA CIR, HAMPSTEAD, NC 28443-2413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 105 BERMUDA CIR, HAMPSTEAD, NC 28443-2413 |
| Document Number | 0047981876 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 4798/1876 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 BERMUDA CIR, HAMPSTEAD, NC 28443-2413 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047612763 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 4761/2763 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 18, 2019 |
| Property Address | 105 BERMUDA CIR, HAMPSTEAD, NC 28443-2413 |
| Document Number | 0046870366 |
| Book / Page | 4687 / 0366 |
| Map Reference | MB 15 PG 45&46 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 BERMUDA CIR, HAMPSTEAD, NC 28443-2413 |
| Document Number | 0004687371 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 4687/371 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.6% |
Source: Pender County assessment roll as of January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,678.00 (+14.4%) | $496,918 (+85.42%) Land $157,176 Building $339,742 | $496,918 (+85.42%) Land $157,176 Building $339,742 |
| 2023 | $267,993 (-) Land $45,222 Building $222,771 | $267,993 (-) Land $45,222 Building $222,771 | |
| 2022 | $2,341.00 | $267,993 Land $45,222 Building $222,771 | $267,993 Land $45,222 Building $222,771 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 24 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 108 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0471111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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