105 Bennett Pl, Richmond, KY 40475 Property Records

Madison County property record for 105 Bennett Pl, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details948 sqft
Lot Size0.2 acres (8,710 sqft)
OwnerCompany Name on Record
Last Sale$1,635,000 (Jan 2026)
Tax Bill$1,207 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Feb 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR005-0015-0003

Property Details

APN / Parcel Number

Primary APNR005-0015-0003
Alternative APNs
  • 126311
  • 89208
  • 69097

Interior

Stories1 Story
Building Area948 sqft Living Area
1st Floor Area948 sqft
Basement Area948 sqft
Unfinished Basement948 sqft

Exterior

Exterior MaterialBrick/Stone
Lot Area8,710 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Location & Zoning

Account Number69097
Street Address105 BENNETT PL
CityRICHMOND
StateKY
Zip40475-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENNETT SUB LOT 20 & 21 BLK B
Legal SubdivisionBENNETT SUB
Legal Tract1
Legal BlockB
Legal Lot Number20-21
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract10602

Owner

Source: Madison County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address838 E HIGH ST, LEXINGTON, KY 40502-2107
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed, Transfer · Non-Conforming Investor Loan
HEARTHSIDE BANK CORP
Feb 7, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SOUTH FINANCIAL CU
Jun 16, 2020Warranty Deed, Transfer · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number202614312821
Deed Book / Page878 / 523
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJan 20, 2026
Property Address105 BENNETT PL, RICHMOND, KY 40475-1106
Document Number00D878/523
Book / PageD878 / 523
Instrument DateJan 16, 2026
Instrument2014312821
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,635.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address838 E HIGH ST, LEXINGTON, KY 40502-2107

Transferred To (Grantee/Buyer)

NameVerified Name
Address838 E HIGH ST # 251, LEXINGTON, KY 40502-2107
Mail Care OfRICHMOND RENTALS III LLC

Mortgage

Document Number00M2440/65
DateJan 20, 2026
Book PageM2440/65
Instrument2014312822
Lender
NameHEARTHSIDE BANK CORP
TypeBank
AddressHARLAN, KY 40831
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term300 Months
DueJan 16, 2051
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address105 BENNETT PL, RICHMOND, KY 40475-1106
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2131/704
DateFeb 7, 2022
Book PageM2131/704
Instrument2014075970
Lender
NameFIRST SOUTH FINANCIAL CU
TypeCredit Union
AddressMEMPHIS, TN 38134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 14, 2037

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJun 16, 2020
Property Address105 BENNETT PL, RICHMOND, KY 40475-1106
Document NumberD00789/304
Book / PageD00789 / 304
Instrument DateJun 12, 2020
Instrument2014014063
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 BENNETT PL, 105, RICHMOND, KY 40475-1106

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 CHINOE CT, LEXINGTON, KY 40502-6104

Mortgage

Document Number2014014064
DateJun 16, 2020
Instrument2014014064
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,207.00 (+24.43%)$128,000 (+28%)$128,000 (+28%)
2023$970.00 (-0.31%)$100,000 (-)$100,000 (-)
2022$973.00$100,000$100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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