105 Beaver St, Tryon, NC 28782 Property Records

Polk County property record for 105 Beaver St, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 844 sqft · built 1920
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$714 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T7-B6`

Property Details

APN / Parcel Number

Primary APN	`T7-B6`
Alternative APN	`57079`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	844 sqft Finished Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57079
Street Address	105 BEAVER ST
City	TRYON
State	NC
Zip	28782-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	.35 ACRE, 0S03 SOMERCO VILLAGE 09
Legal Subdivision	SOMERCO VILLAGE
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3009
Census Tract	920304

Owner

Source: Polk County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 BEAVER ST, TRYON, NC 28782-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDER SELECT MORTGAGE GROUP
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Book / Page	500 / 1591
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 22, 2026
Property Address	105 BEAVER ST, TRYON, NC 28782-2701
Document Number	0500001591
Book / Page	500 / 1591
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$40,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BEAVER ST, TRYON, NC 28782-2701

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	105 BEAVER ST, TRYON, NC 28782-2701
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/366
Date	Jun 11, 2019
Book Page	441/366

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	105 BEAVER ST, TRYON, NC 28782-2701
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000455/891
Date	Jan 4, 2021
Book Page	455/891

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 7, 2021
Property Address	105 BEAVER ST, TRYON, NC 28782-2701
Document Number	00465/1791
Book / Page	465 / 1791
Map Reference	FILE F PG 820
Instrument Date	Nov 24, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 MARKLEY DR, 240, FLAT ROCK, NC 28731-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STONE RIDGE TRL, MILLS RIVER, NC 28759-0040

Mortgage

Document Number	0004651794
Date	Dec 7, 2021
Instrument	465/1794

Lender

Name	LENDER SELECT MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 11, 2019
Property Address	105 BEAVER ST, TRYON, NC 28782-2701
Document Number	000441/351
Book / Page	441 / 351
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BEAVER ST, TRYON, NC 28782-2701

Mortgage

Document Number	0000441354
Date	Jun 11, 2019
Instrument	441/354

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000441/351
Date	Jun 11, 2019
Book Page	441/351

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 17, 2017
Property Address	105 BEAVER ST, TRYON, NC 28782-2701
Document Number	00425/1131
Book / Page	425 / 1131
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 BROADWAY AVE, 54, TRYON, NC 28782-3788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 GLEN ECHO CIR, SALUDA, NC 28773-9563

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (+44.83%)	$154,390 (+79.29%) Land $17,200 Building $137,190	$154,390 (+79.29%) Land $17,200 Building $137,190
2023	$493.00	$86,110 Land $17,200 Building $68,910
2021			$86,110 Land $17,200 Building $68,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Uniti Group DSL · Fiber in parts of the area	200 / 20

May also be available: e-Polk.

Cell Coverage

5G and 4G LTE (outdoors only)

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