105 Baycliff Ln, Laredo, TX 78041 Property Records

Webb County property record for 105 Baycliff Ln, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,575 sqft · built 1985
Lot Size	0.092 acres (4,050 sqft)
Owner	Individual Name on File
Tax Bill	$1,063 (2024)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`948-50204-074`

Property Details

APN / Parcel Number

Primary APN	`948-50204-074`
Alternative APN	`222809`

Interior

Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,050 sqft (0.092 acres)
Lot Width	45 ft Width
Porch	Open Porch
Porch Area	208 sqft

Location & Zoning

Account Number	222809
Old Parcel Number	94850204074
Street Address	105 BAYCLIFF LN
City	LAREDO
State	TX
Zip	78041-6094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 BLK 204 CIMARRON
Legal Subdivision	CIMARRON
Legal Block	204
Legal Lot Number	74
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2008
Census Tract	1719

Owner

Source: Webb County records · APN 948-50204-074

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 BAYCLIFF LN, LAREDO, TX 78041-6094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2017
Deed Sale	Oct 17, 2017
Deed Document Number	1310876
Deed Book / Page	4315 / 0304
Record Updated	Jun 08, 2026

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 17, 2017
Property Address	105 BAYCLIFF LN, LAREDO, TX 78041-6094
Document Number	04315/0304
Book / Page	4315 / 0304
Map Reference	VOL 3 PG 73
Instrument Date	Oct 12, 2017
Instrument	1310876
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BAYCLIFF LN, LAREDO, TX 78041-6094

Mortgage

Document Number	0001310877
Date	Oct 17, 2017
Instrument	1310877

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,208 (+3.39%) Land $49,613 Building $130,595	$180,208 (+3.39%) Land $49,613 Building $130,595
2024	$1,063.00
2023		$174,292 Land $25,070 Building $149,222	$174,292 Land $25,070 Building $149,222
2022	$1,063.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	20 (1981–2017)
Claims Outside the SFHA	2 of 20
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

Based on FCC filings for 541 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.