105 Barrett St, Georgetown, KY 40324 Property Records

Scott County property record for 105 Barrett St, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,106 sqft · built 1997
Lot Size0.197 acres (8,577 sqft)
Owner2 Individual Names on File
Tax Bill$1,259 (2025)
Deeds & MortgagesJan 2026 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN167-30-204.000

Property Details

APN / Parcel Number

Primary APN167-30-204.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,106 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area8,577 sqft (0.197 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 BARRETT ST
CityGEORGETOWN
StateKY
Zip40324-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMBRICK PLACE
Legal SubdivisionHAMBRICK PLACE
Legal Lot Number83
Legal Unit2
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1001
Census Tract40203

Owner

105 Barrett St is owned and occupied by two individuals who acquired it in August 2022.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address105 BARRETT ST, GEORGETOWN, KY 40324-2315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022
Deed SaleAug 15, 2022
Deed Document Number2022457814
Deed Book / Page46 / 503
Prior Transfer DateAug 12, 2022
Prior Transfer Doc0000457814
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address105 BARRETT ST, GEORGETOWN, KY 40324-2315
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 BARRETT ST, GEORGETOWN, KY 40324-2315

Mortgage

Document Number0M1876/531
DateJan 9, 2026
Book PageM1876/531
Instrument568176
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term1007 Months
DueDec 19, 2109
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 105 Barrett St was $1,259 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,500 (-)$190,500 (-)
2025$1,259.00 Homeowner's exemption$190,500$190,500
2023$1,489.00 (+13.93%)$164,300 (+9.02%) Land $40,000 Building $124,300$164,300 (+9.02%) Land $40,000 Building $124,300
2022$1,307.00$150,700 Land $33,000 Building $117,700$150,700 Land $33,000 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Barrett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Barrett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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