105 Averly Ct, Stem, NC 27581 Property Records

Granville County property record for 105 Averly Ct, Stem, NC 27581 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 2022
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2024)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088913130598`

Property Details

APN / Parcel Number

Primary APN	`088913130598`
Alternative APNs	`1015363` `1083963` `1126153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,473 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1126153
Street Address	105 AVERLY CT
City	STEM
State	NC
Zip	27581-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 OWENS RIDGE
Legal Subdivision	OWENS RIDGE SUBDIVISION
Legal Lot Number	7
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4012
Census Tract	970701

Owner

Source: Granville County records · APN 088913130598

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 AVERLY CT, STEM, NC 27581-4900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Deed Book / Page	2001 / 944
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jul 22, 2022
Property Address	105 AVERLY CT, STEM, NC 27581-4900
Document Number	001913/242
Book / Page	1913 / 242
Map Reference	MB 50 PG 137
Instrument Date	Jul 20, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 08, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 68, STEM, NC 27581-0068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 AVERLY CT, STEM, NC 27581-4900

Mortgage

Document Number	0001913244
Date	Jul 22, 2022
Instrument	1913/244

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Aug 01, 2027
Change Frequency	5 Years
Index	5-Year CMT

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+1,692.61%)	$361,830 (+2,369.49%) Land $91,000 Building $270,830
2024			$361,830 (+2,369.49%) Land $91,000 Building $270,830
2023	$203.00	$14,652 (-) Land $14,652	$14,652 (-) Land $14,652
2022	$203.00	$14,652 Land $14,652	$14,652 Land $14,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.