Baldwin County property record for 105 Augusta Ct, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,030 sqft · built 2002 |
| Lot Size | 0.114 acres (4,989 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,150 (Jul 2005) |
| Tax Bill | $3,796 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-28-0-000-033.047 |
| Primary APN | 43-08-28-0-000-033.047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,030 sqft Heated Area |
| 1st Floor Area | 2,798 sqft |
| Upper Floors Area | 464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,989 sqft (0.114 acres) |
| Lot Dimensions | 165 ft deep x 30.2 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 233259 |
|---|---|
| Street Address | 105 AUGUSTA CT |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30.2' X 165.2' IRR ESTATE 3 PHASE SIX ROCK CREEK SLIDE 1956-A & B LYING IN THE CITY OF FAIRHOPE SEC 28-T5S-R2E (WD) |
| Legal Subdivision | ROCK CREEK PHASE SIX |
| Legal Phase | 6 |
| Legal Block | PH 6 |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10709 |
105 Augusta Ct is owned and occupied by an individual who bought it in July 2005.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 AUGUSTA CT, FAIRHOPE, AL 36532-6352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2005 · Amount on File |
| Deed Sale | Jul 27, 2005 · Amount on File |
| Deed Document Number | 2005910315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 17, 2026 |
| Property Address | 105 AUGUSTA CT, FAIRHOPE, AL 36532-6352 |
| Document Number | 0002247976 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20262247976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 105 AUGUSTA CT, FAIRHOPE, AL 36532-6352 |
| Document Number | 0002247976, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20262247976 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 30, 2022 |
| Property Address | 105 AUGUSTA CT, FAIRHOPE, AL 36532-6352 |
| Document Number | 0002035960 |
| Map Reference | SL 1338-A |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2035960 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5606 E OAK RIDGE DR, 5606, ORANGE BEACH, AL 36561-4256 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 ALSWAY CT, FAIRHOPE, AL 36532-6323 |
| Document Number | 0002035961 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2035961 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | 6-Month LIBOR |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 105 AUGUSTA CT, FAIRHOPE, AL 36532-6352 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001612965 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 1612965 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Sep 2, 2042 |
The 2026 property tax bill for 105 Augusta Ct was $3,796 with a homeowner's exemption, up 1.6% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,796.00 (+1.58%) Homeowner's exemption | ||
| 2025 | $3,737.00 | $82,220 Land $19,800 Building $62,420 | $822,200 Land $198,000 Building $624,200 |
| 2023 | $3,098.00 (+13.77%) Homeowner's exemption | $68,340 (+13.56%) | $683,300 (+13.56%) Land $135,800 Building $547,500 |
| 2022 | $2,723.00 (+7.71%) Homeowner's exemption | $60,180 | $601,700 Land $149,600 Building $452,100 |
| 2021 | $2,528.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Augusta Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Augusta Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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