St. Johns County property record for 105 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,073 sqft · built 2016 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2020) |
| Tax Bill | $6,782 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027141-0750 |
| Primary APN | 027141-0750 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,073 sqft Living Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 2,513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 105 ATHENS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76/80-94 ARBOR MILL PHASE ONE LOT 75 OR5011/262 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027141-0750
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Aug 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 17, 2018 | Loan Modification, Mortgage · Conventional with PMI EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2020 · Amount on Record |
| Deed Sale | Aug 07, 2020 · Amount on Record |
| Prior Sale | Dec 28, 2016 · Amount on Record |
| Deed Document Number | 202065469 |
| Deed Book / Page | 5011 / 262 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0058610994 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 5861/994 |
| Instrument | 2023091940 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 ATHENS DR, ST AUGUSTINE, FL 32092-1892 |
| Document Number | 0053541126 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5354/1126 |
| Instrument | 2021094940 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | 45117 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 07, 2020 |
| Property Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0050110262 |
| Book / Page | 5011 / 262 |
| Map Reference | MB 76 PG 80-94 |
| Instrument Date | Aug 07, 2020 |
| Instrument | 2020065469 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GUARDIAN TITLE & TRUST INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6888 FOUNTAIN VISTA CIR, 6888, FOUNTAIN, CO 80817-4708 |
| Name | Verified Name |
|---|---|
| Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 5011265 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | 5011/265 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 ATHENS DR, SAINT AUGUSTINE, FL 32092-1892 |
| Document Number | 0046271860 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 ATHENS DR ST AUGUSTINE FL 320921892, ST AUGUSTINE, FL 32092-1892 |
| Document Number | 0046271860 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 004627/001860 |
| Instrument | 75128 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,711 (+0.8%) Land $110,000 Building $411,711 | $521,711 (+0.8%) Land $110,000 Building $411,711 | |
| 2025 | $6,782.00 (+2.77%) Homeowner's exemption | $517,557 (-5.11%) | $517,557 (-5.11%) Land $100,000 Building $417,557 |
| 2024 | $6,599.00 (-1.67%) Homeowner's exemption | $545,410 (-0.49%) | $545,410 (-0.49%) Land $120,000 Building $425,410 |
| 2023 | $6,711.00 (+17.76%) Homeowner's exemption | $548,093 (+18.82%) | $548,093 (+18.82%) Land $120,000 Building $428,093 |
| 2022 | $5,699.00 | $461,291 | $461,291 Land $100,800 Building $360,491 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Named Events |
|
| Nearby Flood Policies | 121 in force 109 of 121 on primary residences |
| Flood Insurance Cost | Premium on Record median of 121 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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