105 Apple Ln, Waco, TX 76704 Property Records

McLennan County property record for 105 Apple Ln, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 2004
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on File
Last Sale	$203,298 (Jun 2022)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001001-003300-9`

Property Details

APN / Parcel Number

Primary APN	`48-001001-003300-9`
Alternative APNs	`4800100100330090101` `161625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	1,170 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 APPLE LN
City	WACO
State	TX
Zip	76704-2985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	APPLEGROVE LOT 1 BLOCK B ACRES .1354
Legal Subdivision	APPLEGROVE
Legal Block	B
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3029
Census Tract	1500

Owner

105 Apple Ln is owned and occupied by two individuals who bought it in June 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 APPLE LN, WACO, TX 76704-2985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 28, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage CHAD BOWMAN
Aug 16, 2021	Special Warranty Deed, Transfer · Commercial Mortgage AMERICAN BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202227018
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 29, 2022
Property Address	105 APPLE LN, WACO, TX 76704-2985
Document Number	0000027018
Map Reference	VOL 1228 PG 121
Instrument Date	Jun 28, 2022
Instrument	2022027018
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 APPLE LN, WACO, TX 76704-2985

Mortgage

Document Number	0000027019
Date	Jun 29, 2022
Instrument	2022027019

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 28, 2021
Property Address	105 APPLE LN, WACO, TX 76704-2985
Document Number	0000025380
Map Reference	VOL 1228 PG 121
Instrument Date	Jun 25, 2021
Instrument	2021025380
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7524 PIEDMONT DRC, 7524, DALLAS, TX 75227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SLEEPY HOLLOW RD, WACO, TX 76712-3248
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025381
Date	Jun 28, 2021
Instrument	2021025381

Lender

Name	CHAD BOWMAN
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 16, 2021
Property Address	105 APPLE LN, WACO, TX 76704-2985
Document Number	0000032808
Map Reference	VOL 1228 PG 121
Instrument Date	Jun 25, 2021
Instrument	2021032808
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 SLEEPY HOLLOW RD, 1232, WOODWAY, TX 76712-3248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SLEEPY HOLLOW RD, WOODWAY, TX 76712-3248

Mortgage

Document Number	0000032809
Date	Aug 16, 2021
Instrument	2021032809

Lender

Name	AMERICAN BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 105 Apple Ln was $3,856, down 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,495 (+1.72%) Land $32,745 Building $141,750	$174,495 (+1.72%) Land $32,745 Building $141,750
2025	$3,856.00 (-1%)	$171,540 Land $29,800 Building $141,740	$171,540 Land $29,800 Building $141,740
2024	$3,895.00
2023		$194,560 Land $29,800 Building $164,760	$194,560 Land $29,800 Building $164,760
2022	$4,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Apple Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Apple Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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