McKinley County property record for 105 Apache Cir, Gallup, NM 87301
| Property Type | Commercial |
|---|---|
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,083 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-105-087-379-330 |
| Primary APN | 2-105-087-379-330 |
|---|---|
| Alternative APN |
|
| Lot Area | 166,399 sqft (3.82 acres) |
|---|
| Account Number | R011835 |
|---|---|
| Street Address | 105 APACHE CIR |
| City | GALLUP |
| State | NM |
| Zip | 87301-5919 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TRACT 3, LITTLE PUERCO WASH SUB. SITUATED IN THE W1/2 OF SEC. 22 T15N R18W CONT. 3.82 ACS M/L WD 19-283A PLAT DOC 341579 08/2 |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 22 |
| Legal Subdivision | LITTLE PUERCO WASH SUB |
| Legal Tract | 3 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 945501 |
105 Apache Cir, a commercial property, is owned by a company.
Source: McKinley County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 105 APACHE CIR, GALLUP, NM 87301-5919 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Property Address | GALLUP, NM 87301 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000382045 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 382045 |
| Name | MOUTAIN MONJS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | GALLUP, NM 87301 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 105 Apache Cir was $4,083, down 5.6% from the year before.
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,731 (-0.84%) Land $19,653 Building $80,485 | $300,416 (-1.09%) Land $58,960 Building $241,456 | |
| 2025 | $4,083.00 (-5.64%) | $107,640 (-) Land $19,080 Building $88,560 | $303,721 (-) Land $57,240 Building $246,481 |
| 2024 | $4,327.00 (+2.03%) Additional exemption filed | $107,640 (+6.07%) Land $19,080 Building $88,560 | $303,721 (+6.48%) Land $57,240 Building $246,481 |
| 2023 | $4,241.00 (+20.21%) Additional exemption filed | $101,483 (+18.72%) Land $19,080 Building $82,403 | $285,250 (+20.24%) Land $57,240 Building $228,010 |
| 2022 | $3,528.00 Additional exemption filed | $85,481 Land $19,080 Building $66,401 | $237,242 Land $57,240 Building $180,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Apache Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Apache Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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