105 Anclote Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 105 Anclote Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,669 sqft · built 2021
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Nov 2023)
Tax Bill	$8,836 (2025)
Deeds & Mortgages	Nov 2023 Sale Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010013-3240`

Property Details

APN / Parcel Number

Primary APN	`010013-3240`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,669 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	2,669 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 ANCLOTE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-0065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/48-51 SHEARWATER PHASE 2B-4 LOT 324 OR5858/1221
Legal Range	27E
Legal Township	05S
Legal Section	26
Legal Subdivision	SHEARWATER PHASE 2B-4
Legal Phase	2B
Legal Block	2
Legal Lot Number	324
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 15, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	202390428
Deed Book / Page	5858 / 1221
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 17, 2023
Property Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065
Document Number	0058581221
Book / Page	5858 / 1221
Map Reference	MB 101 PG 48-51
Instrument Date	Nov 8, 2023
Instrument	2023090428
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1660 VANBECK CIR, THE VILLAGES, FL 34762-6534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065

Mortgage

Document Number	0056281013
Date	Sep 2, 2022
Book Page	5628/1013
Instrument	2022085004

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 15, 2021
Property Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065
Document Number	0052371319
Book / Page	5237 / 1319
Map Reference	MB 101 PG 48-51
Instrument Date	Apr 8, 2021
Instrument	2021041673
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,588.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ANCLOTE WAY, SAINT AUGUSTINE, FL 32092-0065

Mortgage

Document Number	0052371321
Date	Apr 15, 2021
Instrument	5237/1321

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,447 (+2.7%)	$497,049 (-10.11%) Land $135,000 Building $362,049
2025	$8,836.00 (+7.69%) Homeowner's exemption	$471,711 (+2.9%)	$552,951 (-3.34%) Land $135,000 Building $417,951
2024	$8,205.00 (-5.62%) Homeowner's exemption	$458,417 (-7.54%)	$572,066 (+11.51%) Land $135,000 Building $437,066
2023	$8,694.00 (+5.01%) Homeowner's exemption	$495,814 (+3%)	$513,012 (+6.57%) Land $125,000 Building $388,012
2022	$8,279.00 Homeowner's exemption	$481,373	$481,373 Land $112,000 Building $369,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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