Freeborn County property record for 105 5th St SE, Geneva, MN 56035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,260 sqft · built 2004 |
| Lot Size | 0.42 acres (18,370 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,982 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.053.0020 |
| Primary APN | 26.053.0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,030 sqft |
| Finished Basement | 1,030 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,370 sqft (0.42 acres) |
| Lot Dimensions | 167 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 105 5TH ST SE |
|---|---|
| City | GENEVA |
| State | MN |
| Zip | 56035-5535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHARD'S ADDITION LOT-002 BLOCK-001 LOT 2 BLK 1 RICHARDS ADDITION CITY OF GENEVA |
| Legal Subdivision | RICHARD'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 180100 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 231, GENEVA, MN 56035-0231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 105 5TH ST SE, GENEVA, MN 56035-5535 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A531584 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | A531584 |
| Name | MINNESOTA FIRST CREDIT & SAVIN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 6, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| Municipality | Geneva City |
| Unified School District | NRHEG School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,982.00 Homeowner's exemption | $348,400 (+42.09%) Land $41,200 Building $307,200 | $348,400 (+42.09%) Land $41,200 Building $307,200 |
| 2025 | $3,982.00 (+17.19%) | ||
| 2023 | $3,398.00 (+42.06%) Homeowner's exemption | $245,200 Land $32,400 Building $212,800 | $245,200 Land $32,400 Building $212,800 |
| 2020 | $2,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Geneva serves 538 people · EPA ID MN1240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Gross alpha radiation not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable | 1,250 / 60 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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