105 5th Ave, Wiggins, CO 80654 Property Records

Morgan County property record for 105 5th Ave, Wiggins, CO 80654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 5,597 sqft · built 1980
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$200,500 (Feb 2017)
Tax Bill$2,563 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN1223-142-20-005

Property Details

APN / Parcel Number

Primary APN1223-142-20-005
Alternative APN
  • R012587

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area5,597 sqft Total Area
1st Floor Area2,088 sqft
Basement Area2,088 sqft
Unfinished Basement2,088 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area51 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address105 5TH AVE
CityWIGGINS
StateCO
Zip80654-1389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD WIGGINS ORIGINAL TOWN WI BLOCK 47 LOT 21 THRU- LOT 24
Legal SubdivisionWIGGINS ORIGINAL TOWN
Legal Block47
Legal Lot Number24
JurisdictionMORGAN CO
Township / Civil DivisionWIGGINS
Census Block Group2
Census Block2047
Census Tract200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 5TH AVE, WIGGINS, CO 80654-1389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 23, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 17, 2020Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG
Feb 1, 2017Warranty Deed, Transfer · FHA Mortgage
CITYWIDE HMS LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2017 · Amount on Record
Deed SaleFeb 1, 2017 · Amount on Record
Prior SaleJun 9, 2009 · Amount on Record
Deed Document Number2017903832
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address105 5TH AVE, WIGGINS, CO 80654-1389
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 5TH AVE, WIGGINS, CO 80654-1389

Mortgage

Document Number0000948561
DateOct 20, 2023
Instrument948561
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueOct 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN CO
Property Address105 5TH AVE, WIGGINS, CO 80654-1389
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000908532
DateOct 23, 2017
Instrument908532
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORGAN CO
Property Address105 5TH AVE, WIGGINS, CO 80654-1389
Document Number0000928949
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address105 5TH AVE WIGGINS CO 806541389, WIGGINS, CO 80654-1389

Mortgage

Document Number0000928949
DateNov 16, 2020
Instrument928949
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN CO
Recording DateFeb 1, 2017
Property Address105 5TH AVE, WIGGINS, CO 80654-1389
Document Number0000903832
Instrument DateJan 31, 2017
Instrument903832
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyEQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 5TH AVE WIGGINS CO 806541389, WIGGINS, CO 80654-1389

Mortgage

Document Number903833
DateFeb 1, 2017
Instrument903833
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMorgan County
MunicipalityWiggins Town
Unified School DistrictWiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,563.00 (-36.12%)$24,970 (-34.19%) Land $2,660 Building $22,310$399,480 (-29.45%) Land $42,550 Building $356,930
2024$4,012.00$37,940 (-8.84%) Land $2,810 Building $35,130$566,260 (-8.85%) Land $41,930 Building $524,330
2023$4,012.00 (+52.72%)$41,620 (+70.99%) Land $3,080 Building $38,540$621,260 (+77.39%) Land $46,000 Building $575,260
2022$2,627.00$24,340 Land $1,730 Building $22,610$350,220 Land $24,840 Building $325,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WIGGINS
serves 1,909 people · EPA ID CO0144035
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wiggins Telephone Association
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

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