St. Clair County property record for 105 3rd St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,368 sqft · built 1900 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Apr 2024) |
| Tax Bill | $3,085 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-671-0035-000 |
| Primary APN | 74-08-671-0035-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 14,636 sqft (0.336 acres) |
| Lot Depth | 132 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 105 3RD ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 10 REED AND MC NUTT'S SECOND ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | REED AND MC NUTTS SECOND ADD |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 655100 |
Source: St. Clair County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 166 PARKSIDE DR, DAVISON, MI 48423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Apr 10, 2024 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Feb 18, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Document Number | 20246409 |
| Deed Book / Page | 5704 / 652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 105 3RD ST, YALE, MI 48097-2813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | UNKNOWN, SUMMIT SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 105 3RD ST, YALE, MI 48097-2813 |
| Document Number | 0000587587 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 5875/87 |
| Instrument | 2025022761 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 17187 N LAUREL PARK DR STE 350, LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 10, 2024 |
| Property Address | 105 3RD ST, YALE, MI 48097-2813 |
| Document Number | 0005704652 |
| Book / Page | 5704 / 652 |
| Map Reference | LB 4 OF PLS PG 37 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024006409 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 3RD ST, YALE, MI 48097-2813 |
| Name | Verified Name |
|---|---|
| Address | 105 3RD ST, YALE, MI 48097-2813 |
| Document Number | 2024006410 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024006410 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Number | 0005704654 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 5704/654 |
| Instrument | 2024006410 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 18, 2020 |
| Property Address | 105 3RD ST, YALE, MI 48097-2813 |
| Document Number | 0051530636 |
| Book / Page | 005153 / 000636 |
| Instrument Date | Aug 24, 2002 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $576.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23549 PROSPECT ARMADA MI 48005, ARMADA, MI 48005 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,085.00 (+36.44%) Homeowner's exemption | $102,200 (+20.38%) | |
| 2024 | $2,261.00 (-15.79%) | $204,400 (+20.38%) | |
| 2023 | $84,900 | ||
| 2022 | $2,685.00 | $169,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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