105 3rd St SW, Oronoco, MN 55960 Property Records

Olmsted County property record for 105 3rd St SW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,536 sqft · built 1930
Lot Size	0.654 acres (28,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Aug 2008)
Tax Bill	$3,516 (2026)
Deeds & Mortgages	Aug 2019 Second Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84.17.23.052851`

Property Details

APN / Parcel Number

Primary APN	`84.17.23.052851`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	28,488 sqft (0.654 acres)
Lot Dimensions	140 ft deep x 195 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	433 sqft
Patio Area	154 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 3RD ST SW
City	ORONOCO
State	MN
Zip	55960-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-17 TWP-108 RANGE-014 ORONOCO VILLAGE LOT-003 BLOCK-028 LOTS 1 4 5 & E20FT LOT 3 & N15FT LOT 8 BLK 28
Legal Range	14
Legal Township	108
Legal Section	17
Legal Subdivision	ORONOCO VILLAGE
Legal Block	28
Legal Lot Number	1,3,4,5
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1058
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 3RD ST SW, ORONOCO, MN 55960-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES CU
Jan 11, 2023	Transfer on Death Deed, Transfer
Sep 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2008 · Amount on Record
Deed Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	20081177418
Last Transfer Date	May 10, 2021
Transfer Doc	00A1546346
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	105 3RD ST SW, ORONOCO, MN 55960-1144
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1480088
Date	Aug 30, 2019
Instrument	A-1480088

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2024

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 11, 2023
Property Address	105 3RD ST SW, ORONOCO, MN 55960-1144
Document Number	00A1580096
Instrument Date	Dec 14, 2022
Instrument	A-1580096
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 3RD ST SW, ORONOCO, MN 55960-1144

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Sep 14, 2021
Property Address	105 3RD ST SW, ORONOCO, MN 55960-1144
Document Number	00A1546346
Instrument Date	May 10, 2021
Instrument	A-1546346
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 3RD ST SW, ORONOCO, MN 55960-1144

Mortgage

Document Number	00A1546347
Date	Sep 14, 2021
Instrument	A-1546347

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2036

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Aug 8, 2019
Property Address	105 3RD ST SW, ORONOCO, MN 55960-1144
Document Number	00A1478442
Instrument Date	Jul 22, 2019
Instrument	A-1478442
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 3RD ST SW, ORONOCO, MN 55960-1144

Mortgage

Document Number	00A1478443
Date	Aug 8, 2019
Instrument	A-1478443

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,516.00 (+15.58%) Homeowner's exemption
2025	$3,042.00 Homeowner's exemption	$218,600 (+5.45%) Land $53,900 Building $164,700	$243,300 (+17.37%) Land $60,000 Building $183,300
2024		$207,300 Land $55,000 Building $152,300	$207,300 Land $55,000 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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