105 3rd St, Ramah, CO 80832 Property Records

El Paso County property record for 105 3rd St, Ramah, CO 80832

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 652 sqft · built 1911
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jan 2022)
Tax Bill	$552 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11014-05-003`

Property Details

APN / Parcel Number

Primary APN	`11014-05-003`
Alternative APNs	`611101405003` `R1101405003`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	652 sqft Living Area
Gross Area	812 sqft
1st Floor Area	652 sqft
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
View / Lot	Rural
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	219 sqft
Utility Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R1101405003
Street Address	105 3RD ST
City	RAMAH
State	CO
Zip	80832-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4, 5 BLK 4 RAMAH REFIL
Legal Subdivision	RAMAH REFIL OF
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2056
Census Tract	3910

Owner

105 3rd St is owned by two individuals who bought it in January 2022.

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 POINTE DR, 330, BREA, CA 92821-7620
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 19, 2022	Quit Claim Deed, Transfer STEWART TITLE
Nov 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 15, 2017	Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Document Number	20227859
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000008634
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	105 3RD ST, RAMAH, CO 80832-5004
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 3RD ST, RAMAH, CO 80832-5004

Mortgage

Document Number	0000075361
Date	Apr 16, 2021
Instrument	221075361

Lender

Name	ZB NA
Type	Bank
Address	BROOMFIELD, CO 80020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 18, 2022
Property Address	105 3RD ST, RAMAH, CO 80832-5004
Document Number	0000007859
Instrument Date	Jan 12, 2022
Instrument	222007859
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 3RD ST, RAMAH, CO 80832-5004

Mortgage

Document Number	0000007860
Date	Jan 18, 2022
Instrument	222007860

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 19, 2022
Property Address	105 3RD ST, RAMAH, CO 80832-5004
Document Number	0000008634
Instrument Date	Jan 12, 2022
Instrument	222008634
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$14.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 3RD ST, RAMAH, CO 80832-5004

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL PASO CO
Recording Date	Nov 15, 2019
Property Address	105 3RD ST, RAMAH, CO 80832-5004
Document Number	0000144020
Instrument Date	Nov 5, 2019
Instrument	144020
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	105 3RD ST RAMAH CO 808325004, RAMAH, CO 80832-5004

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Aug 15, 2017
Property Address	105 3RD ST, RAMAH, CO 80832-5004
Document Number	0000097385
Instrument Date	Aug 15, 2017
Instrument	97385
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount on Record
Tax	$7.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 3RD ST E RAMAH CO 80832, RAMAH, CO 80832

Tax Assessment & Valuation

The 2025 property tax bill for 105 3rd St was $552, up 144.2% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Ramah Town
Unified School District	Big Sandy School District 100J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,730 (-)	$123,767 (-)
2025	$552.00 (+144.25%)	$8,730 (+17.97%) Land $2,540 Building $6,190	$123,767 Land $36,000 Building $87,767
2024	$226.00 (+77.95%)	$7,400 (-) Land $2,090 Building $5,310
2023	$127.00 (-13.01%)	$7,400 (+247.42%) Land $2,090 Building $5,310	$110,459 (+293.09%) Land $31,200 Building $79,259
2022	$146.00	$2,130 Land $1,080 Building $1,050	$28,100 Land $15,600 Building $12,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 3rd St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAMAH serves 125 people · EPA ID CO0121675
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Kellin Communications Fixed Wireless	1,000 / 220

May also be available: Verizon.

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