104A W Jay St, Ozark, MO 65721 Property Records

Christian County property record for 104A W Jay St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1986
Lot Size	0.917 acres (39,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,600 (May 2021)
Tax Bill	$1,208 (2024)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-26-2-18-4`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-26-2-18-4`
Alternative APN	`11-0.7-26-002-018-004.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	39,960 sqft (0.917 acres)
Lot Dimensions	160 ft deep x 250 ft wide
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	104A W JAY ST
City	OZARK
State	MO
Zip	65721-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 14 SOUTHERN HILLS & S 50 OF LOT 12
Legal Range	21W
Legal Township	27N
Legal Section	26
Legal Subdivision	SOUTHERN HILLS
Legal Lot Number	13,12
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	2
Census Block	2014
Census Tract	20302

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104A W JAY ST, OZARK, MO 65721-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20219558
Deed Book / Page	2021 / 9479
Prior Transfer Date	May 20, 2021
Prior Transfer Doc	0202109479
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	May 21, 2021
Property Address	104 W JAY ST # A, A, OZARK, MO 65721-9250
Document Number	0202109479
Book / Page	2021 / 9479
Instrument Date	May 20, 2021
Instrument	2021L09558
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 W JAY ST # A, A, OZARK, MO 65721-9250

Mortgage

Document Number	2021L09559
Date	May 21, 2021
Instrument	2021L09559

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 25, 2018
Property Address	104 W JAY ST # A, A, OZARK, MO 65721-9250
Document Number	0201809607
Book / Page	2018 / 09607
Instrument Date	Jul 23, 2018
Instrument	2018L09712
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 W JAY ST, OZARK, MO 65721-9250

Mortgage

Document Number	2018L09713
Date	Jul 25, 2018
Instrument	2018L09713

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,430 (+5.85%)	$107,500 (+5.81%) Land $25,000 Building $82,500
2024	$1,208.00
2023		$19,300	$101,600 Land $25,000 Building $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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