10499 Neuse Rd, Arapahoe, NC 28510 Property Records

Pamlico County property record for 10499 Neuse Rd, Arapahoe, NC 28510

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1962
Lot Size	0.862 acres (37,549 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 2026)
Tax Bill	$786 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F081-101`

Property Details

APN / Parcel Number

Primary APN	`F081-101`
Alternative APNs	`6457023323000` `33707`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Finished Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,549 sqft (0.862 acres)
Garage Type	Carport
Garage Area	1,092 sqft
Carport	Carport
Carport Area	1,092 sqft
Driveway	Driveway
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	228 sqft
Deck Area	15 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	33707
Street Address	10499 NEUSE RD
City	ARAPAHOE
State	NC
Zip	28510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SIDE 1005 0006344 6457023323000
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	950204

Owner

10499 Neuse Rd is owned by an individual who bought it in June 2026.

Source: Pamlico County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 183, ARAPAHOE, NC 28510-0183
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE FEDERAL CREDIT UNION
Apr 25, 2019	Warranty Deed, Transfer
Apr 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Deed Book / Page	759 / 382
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Jun 29, 2026
Property Address	10499 NEUSE RD, ARAPAHOE, NC 28510
Document Number	0759000382
Book / Page	759 / 382
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0759000385,
Date	Jun 29, 2026
Book Page	759/385

Lender

Name	MARINE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Apr 25, 2019
Property Address	10499 NEUSE RD, ARAPAHOE, NC 28510
Document Number	647/653
Book / Page	647 / 653
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Apr 25, 2019
Property Address	10499 NEUSE RD, ARAPAHOE, NC 28510
Document Number	647/656
Book / Page	647 / 656
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 10499 Neuse Rd was $786.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Arapahoe Town
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$786.00	$113,150 Land $22,205 Building $90,945	$113,150 Land $22,205 Building $90,945
2023	$763.00	$113,150 Land $22,205 Building $90,945	$113,150 Land $22,205 Building $90,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10499 Neuse Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10499 Neuse Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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