10499 137th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 10499 137th Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1973
Lot Size	0.172 acres (7,505 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Aug 2018)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-0487-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-0487-7`
Alternative APNs	`18-30-15-40458-000-0280` `301518404580000280` `153018404580000280` `R191069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,505 sqft (0.172 acres)
Lot Dimensions	105 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	205 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191069
Street Address	10499 137TH LN
City	LARGO
State	FL
Zip	33774-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HOLIDAY GROVES LOT 28
Legal Range	15E
Legal Township	30S
Legal Section	18
Legal Subdivision	HOLIDAY GROVES
Legal Tract	40458
Legal Lot Number	28
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2007
Census Tract	25119

Owner

10499 137th Ln is owned and occupied by an individual who bought it in August 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	10499 137TH LN, LARGO, FL 33774-5323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Aug 29, 2018	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Deed Document Number	2018278268
Deed Book / Page	20187 / 378
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10499 137TH LN, LARGO, FL 33774-5323
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10499 137TH LN, LARGO, FL 33774-5323

Mortgage

Document Number	0214940921
Date	Apr 20, 2021
Book Page	21494/921
Instrument	2021129241

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10499 137TH LN, LARGO, FL 33774-5323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST FLORIDA TITLE & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207891064
Date	Nov 27, 2019
Book Page	20789/1064
Instrument	2019382929

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 29, 2018
Property Address	10499 137TH LN, LARGO, FL 33774-5323
Document Number	0201870378
Book / Page	20187 / 0378
Map Reference	MB 66 PG 86
Instrument Date	Aug 10, 2018
Instrument	2018278268
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10499 137TH LN, 10499, LARGO, FL 33774-5323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14199 COOK DR, LARGO, FL 33774-5226

Mortgage

Document Number	2018278269
Date	Aug 29, 2018
Instrument	2018278269

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10499 137th Ln was $3,765 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 Homeowner's exemption	$233,950	$365,707 Land $165,809 Building $199,898
2023	$3,500.00 (+6.16%) Homeowner's exemption	$222,461 (+3%)	$357,917 (+14.08%) Land $205,235 Building $152,682
2022	$3,297.00 Homeowner's exemption	$215,982	$313,754 Land $195,157 Building $118,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10499 137th Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10499 137th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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