Kenton County property record for 10498 Kendrick Ct, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2023 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,792 (Oct 2023) |
| Tax Bill | $4,194 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2023 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-02-074.00 |
| Primary APN | 061-00-02-074.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 10,149 sqft (0.233 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 10498 KENDRICK CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 VILLAGES OF DECOURSEY CREEK SEC 3 0.233 AC |
| Legal Subdivision | VILLAGES OF DECOURSEY CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 74 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10498 KENDRICK CT, COVINGTON, KY 41015-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Jun 6, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FISCHER LENDING COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Deed Document Number | 2023125 |
| Deed Book / Page | 251 / 573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 12, 2023 |
| Property Address | 10498 KENDRICK CT, COVINGTON, KY 41015-2027 |
| Document Number | 0005900125 |
| Book / Page | KC 251 / 573 |
| Map Reference | SL 2344 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 23101205900125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Address | 10498 KENDRICK CT, COVINGTON, KY 41015-2027 |
| Document Number | 0005900126 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | KCM 499/426 |
| Instrument | 23101205900126 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ERLANGER, KY 41018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 6, 2023 |
| Property Address | 10498 KENDRICK CT, COVINGTON, KY 41015-2027 |
| Document Number | 0005900012 |
| Book / Page | KC 229 / 647 |
| Map Reference | SL 2344 |
| Instrument Date | May 30, 2023 |
| Instrument | 23060605900012 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3005 DIXIE HWY, EDGEWOOD, KY 41017-2352 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Document Number | 0005900022 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | KC 232/348 |
| Instrument | 23062305900022 |
| Name | FISCHER LENDING COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ERLANGER, KY 41018 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 22 Months |
| Due | Mar 31, 2025 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,700 (-) Land $57,600 Building $303,100 | $360,700 (-) Land $57,600 Building $303,100 | |
| 2025 | $4,194.00 (+851.02%) | $360,700 (+930.57%) Land $57,600 Building $303,100 | $360,700 (+930.57%) Land $57,600 Building $303,100 |
| 2023 | $441.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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