10498 Hamlet Ter, Jacksonville, FL 32221 Property Records

Duval County property record for 10498 Hamlet Ter, Jacksonville, FL 32221

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,203 sqft · built 1980
Lot Size1.48 acres (64,593 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Dec 2021)
Tax Bill$5,717 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN006738-0130

Property Details

APN / Parcel Number

Primary APN006738-0130

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,203 sqft Living Area
Gross Area3,059 sqft
1st Floor Area2,203 sqft
SunroomSunroom
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area64,593 sqft
Lot Dimensions432 ft deep x 151 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10498 HAMLET TER
CityJACKSONVILLE
StateFL
Zip32221-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-ACRE
Legal Description5-70 19-2S-25E 1.49 WHITE CITY S/D PT UNDIVIDED SE1/4 OF SE1/4 RECD O/R 20075-1321 BLK 30
Legal Range25E
Legal Township02S
Legal Section19
Legal SubdivisionWHITE CITY S/D
Legal Block30
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group2
Census Block2001
Census Tract11903

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CU WISCONSIN
Mar 14, 2024Deed of Trust, Mortgage · Conventional Mortgage
RADIFI FCU
Jul 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
JAX FCU
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleFeb 8, 2016 · Amount on Record
Deed Document Number2021340620
Deed Book / Page20075 / 1321
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131

Mortgage

Document Number0217691598
DateJan 26, 2026
Book Page21769/1598
Instrument2026019830
Lender
NameCOMMUNITY FIRST CU WISCONSIN
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 20, 2036

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131

Mortgage

Document Number0209791384
DateMar 14, 2024
Book Page20979/1384
Instrument2024051683
Lender
NameRADIFI FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2034

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131

Mortgage

Document Number0203470439
DateJul 6, 2022
Book Page20347/439
Instrument2022176043
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 1, 2032

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateDec 29, 2021
Property Address10498 HAMLET TER, JACKSONVILLE, FL 32221-1131
Document Number0200751321
Book / Page20075 / 1321
Map ReferenceMB 5 PG 70&70A
Instrument DateDec 9, 2021
Instrument2021340620
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2305 W BEAVER ST, 2305, JACKSONVILLE, FL 32209-7406

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 POPLAR DR, BRIGHAM CITY, UT 84302-2766

Mortgage

Document Number0200751323
DateDec 29, 2021
Instrument20075/1323
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,056 (-3.35%) Land $97,328 Building $231,728$329,056 (-4.27%) Land $97,328 Building $231,728
2025$5,717.00 (+5.54%) Homeowner's exemption$340,452 (-1.37%)$343,721 (-0.42%) Land $62,808 Building $280,913
2024$5,417.00 (-13.09%)
2023$6,233.00 (+17.43%)$345,168 (+16.01%) Land $48,969 Building $296,199$345,168 (+16.01%) Land $48,969 Building $296,199
2022$5,308.00$297,538 Land $48,969 Building $248,569$297,538 Land $48,969 Building $248,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims10 (1992–2017)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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