Charlotte County property record for 10498 Carnegie Ave, Englewood, FL 34224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,135 sqft · built 1984 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,900 (Oct 1994) |
| Tax Bill | $591 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-02-480-029 |
| Primary APN | 41-20-02-480-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,135 sqft Living Area |
| Gross Area | 1,787 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 169 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004634815 |
|---|---|
| Old Parcel Number | 00642760022007 |
| Street Address | 10498 CARNEGIE AVE |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34224-8384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PCH 064 3631 0022 PORT CHARLOTTE SEC64 BLK3631 LT22 554/1790 624/1534 635/1600 661/242 758/733 887/881 1371/390 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 02 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 3631 |
| Legal Lot Number | 22 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 30201 |
10498 Carnegie Ave is owned and occupied by an individual who bought it in October 1994.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10498 CARNEGIE AVE, ENGLEWOOD, FL 34224-8384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 1994 · Amount on File |
| Deed Sale | Oct 31, 1994 · Amount on File |
| Deed Document Number | 0137100390 |
| Deed Book / Page | 01371 / 00390 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 10498 Carnegie Ave was $591 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $591.00 Homeowner's exemption | $78,866 | $134,078 Land $22,000 Building $112,078 |
| 2023 | $1,246.00 (-0.95%) Homeowner's exemption | $65,320 (-9.58%) | $128,317 (-36.41%) Land $23,100 Building $105,217 |
| 2022 | $1,258.00 Homeowner's exemption | $72,244 | $201,791 Land $16,235 Building $185,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10498 Carnegie Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 4 (2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10498 Carnegie Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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