Kent County property record for 10498 Bayside Dr, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 2020 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,978 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-00-048.00-01-06.28-000 |
| Primary APN | 4-00-048.00-01-06.28-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 1 ft Width |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Cooling System | HVAC |
|---|
| Account Number | 117111 |
|---|---|
| Street Address | 10498 BAYSIDE DR |
| City | DOVER |
| State | DE |
| Zip | 19901-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | E SD SHR 15 1.0 A 10498 BAYSIDE DR |
| Legal Subdivision | MINOR SUBDIVISION |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 43202 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10498 BAYSIDE DR, DOVER, DE 19901-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit HOME LOAN AND INVESTMENT BANK FSB |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIDEMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 10498 BAYSIDE DR, DOVER, DE 19901-3008 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | FIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 10498 BAYSIDE DR, DOVER, DE 19901-3008 |
| Document Number | 0000449211 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 11884/79 |
| Instrument | 2022-449211 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 14, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 10498 BAYSIDE DR, DOVER, DE 19901-3008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000395768 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 10449/207 |
| Instrument | 2020-395768 |
| Name | TIDEMARK FCU |
|---|---|
| Type | Credit Union |
| Address | SEAFORD, DE 19973 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Jun 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.4% |
| Type Change Date | Jun 21, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.4% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.4% |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,978.00 (+5.78%) | $315,400 (+607.17%) Land $75,000 Building $240,400 |
| 2025 | $1,870.00 (+40.92%) | |
| 2023 | $1,327.00 | $44,600 Land $9,000 Building $35,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 76 (1980–2025) |
| Claims Outside the SFHA | 7 of 76 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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