10497 Wilmington Ln, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 10497 Wilmington Ln, Apple Valley, CA 92308

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,870 sqft · built 2006
Lot Size0.173 acres (7,555 sqft)
OwnerCompany Name on File
Last Sale$331,500 (Dec 2006)
Tax Bill$5,514 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0438-353-23-0000

Property Details

APN / Parcel Number

Primary APN0438-353-23-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,870 sqft Living Area
Gross Area2,472 sqft
1st Floor Area1,870 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area7,555 sqft (0.173 acres)
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10497 WILMINGTON LN
CityAPPLE VALLEY
StateCA
Zip92308-3338
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 17186-1 LOT 80 BOOK 318 PAGE 77 AND INT IN COMMON AREA
Legal Tract17186-1
Legal Block2
Legal Lot Number80
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2045
Census Tract9718

Owner

10497 Wilmington Ln, a planned unit development, is owned by a company that acquired it in November 2011 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address10497 WILMINGTON LN, APPLE VALLEY, CA 92308-3338
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 6, 2017Deed of Trust, Mortgage · FHA Mortgage
HIGHTECHLENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2006 · Amount on File
Deed SaleDec 1, 2006 · Amount on File
Deed Document Number2006815017
Last Transfer DateNov 21, 2011
Transfer Doc0000496542
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10497 WILMINGTON LN, APPLE VALLEY, CA 92308-3338
Document Number0000422418
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10497 WILMINGTON LN APPLE VALLEY CA 923083338, APPLE VALLEY, CA 92308-3338

Mortgage

Document Number0000422418
DateOct 12, 2017
Instrument422418
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.53%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10497 WILMINGTON LN, APPLE VALLEY, CA 92308-3338
Document Number0000422417
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10497 WILMINGTON LN APPLE VALLEY CA 923083338, APPLE VALLEY, CA 92308-3338

Mortgage

Document Number0000422417
DateOct 12, 2017
Instrument422417
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.53%

Tax Assessment & Valuation

The 2025 property tax bill for 10497 Wilmington Ln was $5,514 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$452,442 (+2%) Land $136,659 Building $315,783
2025$5,514.00 Homeowner's exemption$443,570 Land $133,979 Building $309,591
2023$4,979.00 (-23.04%) Homeowner's exemption$393,000 Land $79,000 Building $314,000
2022$6,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10497 Wilmington Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10497 Wilmington Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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