Oneida County and Camden Town property record for 10497 State Rte 13, Camden, NY 13316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1988 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,737 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303089 108.000-1-20.4 |
| Primary APN | 303089 108.000-1-20.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 139,828 sqft (3.21 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Canopy | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10497 STATE ROUTE 13 |
|---|---|
| City | CAMDEN |
| State | NY |
| Zip | 13316-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | RTE 13 BOARDMAN PENN C BOARDMAN |
| Legal Block | 1 |
| Legal Lot Number | 20.004 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 24500 |
10497 State Rte 13 is owned and occupied by an individual.
Source: Oneida County and Camden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10497 WESTDALE RD, CAMDEN, NY 13316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 10497 STATE ROUTE 13, CAMDEN, NY 13316-5030 |
| Document Number | 0000005419 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 10497 STATE ROUTE 13 CAMDEN NY 133165030, CAMDEN, NY 13316-5030 |
| Document Number | 0000005419 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 5419 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 24, 2033 |
The 2026 property tax bill for 10497 State Rte 13 was $1,737 with exemptions applied, up 0.2% from the year before.
Source: Oneida County and Camden Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Unified School District | Camden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,737.00 (+0.17%) Homeowner's exemption Disabled Person's exemption | ||
| 2025 | $1,734.00 | $2,200 Land $300 Building $1,900 | $137,500 Land $18,750 Building $118,750 |
| 2023 | $2,200 (-) Land $300 Building $1,900 | $119,565 (+14.13%) Land $16,304 Building $103,261 | |
| 2022 | $406.00 Homeowner's exemption Disabled Person's exemption | $2,200 Land $300 Building $1,900 | $104,762 Land $14,286 Building $90,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10497 State Rte 13 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10497 State Rte 13 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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