10497 Hadley Rd, Cincinnati, OH 45218 Property Records

Hamilton County property record for 10497 Hadley Rd, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,647 sqft · built 1965
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$283,111 (Oct 2022)
Tax Bill	$7,134 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-0050-0072-00`

Property Details

APN / Parcel Number

Primary APN	`597-0050-0072-00`
Alternative APN	`200943498`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,647 sqft Living Area
Gross Area	4,512 sqft
1st Floor Area	1,425 sqft
2nd Floor Area	1,222 sqft
Basement Area	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	143 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10497 HADLEY RD
City	CINCINNATI
State	OH
Zip	45218-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HADLEY RD 68 X 143.73 IRR LOT 45 LAKE FOREST SUB BLK B
Legal Subdivision	LAKE FOREST SUB
Legal Block	B
Legal Lot Number	45
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	4
Census Block	4002
Census Tract	22000

Owner

10497 Hadley Rd is owned and occupied by an individual who acquired it in January 2024.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10497 HADLEY RD, CINCINNATI, OH 45218-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Jan 9, 2024	Transfer on Death Deed, Transfer
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2022 · Amount on File
Deed Sale	Oct 10, 2022 · Amount on File
Prior Sale	Nov 16, 1992 · Amount on File
Deed Document Number	202295821
Deed Book / Page	14769 / 2958
Last Transfer Date	Jan 2, 2024
Transfer Doc	0000001993
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10497 HADLEY RD, CINCINNATI, OH 45218-1515
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087659
Date	Sep 14, 2022
Book Page	14751/147
Instrument	2022-0087659

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2024
Property Address	10497 HADLEY RD, CINCINNATI, OH 45218-1515
Document Number	0000001993
Book / Page	15078 / 1772
Map Reference	MB 102 PG 17&18
Instrument Date	Jan 8, 2024
Instrument	2024-0001993
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10497 HADLEY RD, CINCINNATI, OH 45218-1515

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2022
Property Address	10497 HADLEY RD, CINCINNATI, OH 45218-1515
Document Number	0000095821
Book / Page	14769 / 2958
Map Reference	MB 102 PG 17&18
Instrument Date	Oct 4, 2022
Instrument	2022-0095821
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10497 HADLEY RD, CINCINNATI, OH 45218-1515

Mortgage

Document Number	0000095822
Date	Oct 10, 2022
Instrument	2022-0095822

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10497 Hadley Rd was $7,134, up 8.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,134.00 (+8.5%)	$99,089 (-) Land $11,960 Building $87,129	$283,110 Land $34,170 Building $248,940
2024	$6,575.00 (+7%)	$99,089 (-) Land $11,960 Building $87,129
2023	$6,145.00 (+17.36%)	$99,089 (+57.29%) Land $11,960 Building $87,129	$283,110 Land $34,170 Building $248,940
2022	$5,236.00 Homeowner's exemption	$62,997 Land $11,613 Building $51,384
2020			$179,990 Land $33,180 Building $146,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10497 Hadley Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10497 Hadley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Hadley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures