Pontotoc County property record for 10497 Co Rd 3590, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 2011) |
| Tax Bill | $667 (2025) |
| Deeds & Mortgages | May 2013 Reverse Mortgage Jan 2013 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21710 |
| Primary APN | 21710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 200 ft deep x 132 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 60 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21710 |
|---|---|
| Street Address | 10497 COUNTY ROAD 3590 |
| City | ADA |
| State | OK |
| Zip | 74820-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 7 OAKMAN |
| Legal Subdivision | OAKMAN -SD16- SE NE & NE SE 12-4-6 |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 88802 |
10497 Co Rd 3590 is owned and occupied by an individual who acquired it in July 2022.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10497 COUNTY ROAD 3590, ADA, OK 74820-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2013 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Jan 15, 2013 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Nov 1, 2011 | Warranty Deed, Transfer FARMERS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2011 · Amount on File |
| Deed Sale | Nov 1, 2011 · Amount on File |
| Prior Sale | Apr 27, 2004 · Amount on File |
| Deed Document Number | 20116042 |
| Deed Book / Page | 2579 / 109 |
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 0000004221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 10497 COUNTY ROAD 3590, ADA, OK 74820-2323 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002749/274 |
|---|---|
| Date | May 22, 2013 |
| Book Page | 2749/274 |
| Instrument | 2013-003116 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 911 Months |
| Due | Apr 16, 2089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 10497 COUNTY ROAD 3590, ADA, OK 74820-2323 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002712/262 |
|---|---|
| Date | Jan 15, 2013 |
| Book Page | 2712/262 |
| Instrument | 2013-000293 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | ALLEN, OK 74825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 11, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Nov 1, 2011 |
| Property Address | 10497 COUNTY ROAD 3590, ADA, OK 74820-2323 |
| Document Number | 002579/109 |
| Book / Page | 2579 / 109 |
| Instrument Date | Nov 1, 2011 |
| Instrument | 2011-006042 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9890 COUNTY ROAD 3605, ADA, OK 74820-2118 |
| Document Number | 2011006043 |
|---|---|
| Date | Nov 1, 2011 |
| Instrument | 2011-006043 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 4 Months |
| Due | Mar 1, 2012 |
The 2025 property tax bill for 10497 Co Rd 3590 was $667 with a homeowner's exemption, up 0.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,400 (+0.01%) Land $1,112 Building $8,288 | $78,333 (-36.75%) Land $9,264 Building $69,069 | |
| 2025 | $667.00 (+0.15%) Homeowner's exemption | $9,399 (-0.01%) Land $1,138 Building $8,261 | $123,851 (-3.37%) Land $15,000 Building $108,851 |
| 2024 | $666.00 (+15.42%) Homeowner's exemption | $9,400 (-) Land $1,100 Building $8,300 | $128,165 (+9.83%) Land $15,000 Building $113,165 |
| 2023 | $577.00 Homeowner's exemption | $9,400 Land $604 Building $8,796 | $116,698 Land $7,500 Building $109,198 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10497 Co Rd 3590 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10497 Co Rd 3590 is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215 |
|---|---|
| Water Source | Purchased groundwater from ADA |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BLS Broadband Fixed Wireless | 500 / 500 |
| 360 Broadband Fixed Wireless | 200 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
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