10497 Cedar Ave, Grass Valley, CA 95945 Property Records

Nevada County property record for 10497 Cedar Ave, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1949
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$428,000 (Apr 2025)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-250-029-000`

Property Details

APN / Parcel Number

Primary APN	`007-250-029-000`
Alternative APN	`07-250-29-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Architectural Style	Traditional
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Old Parcel Number	07-250-29-000
Street Address	10497 CEDAR AVE
City	GRASS VALLEY
State	CA
Zip	95945-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-1.5
Legal Description	PTN NE 1/4 28-16-8
Legal Range	8E
Legal Township	16N
Legal Section	28
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 2092, NEVADA CITY, CA 95959-1942
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Intrafamily Transfer, Transfer
May 2, 2022	Grant Deed, Transfer · Commercial Mortgage MORRIS O DAILEY IRA 3900712
Jun 23, 2021	Intrafamily Transfer, Transfer
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Jul 20, 2018	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	20255702
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000021579
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Dec 26, 2025
Property Address	10497 CEDAR AVE, GRASS VALLEY, CA 95945-6002
Document Number	0000020176
Instrument Date	Dec 17, 2025
Instrument	20250020176
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2092, NEVADA CITY, CA 95959-1942

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 2, 2022
Property Address	10497 CEDAR AVE, GRASS VALLEY, CA 95945-6002
Document Number	0000009474
Instrument Date	Apr 14, 2022
Instrument	20220009474
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12722 PINE VIEW DR, GRASS VALLEY, CA 95945-9025

Mortgage

Document Number	0000009475
Date	May 2, 2022
Instrument	20220009475

Lender

Name	MORRIS O DAILEY IRA 3900712
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jun 23, 2021
Property Address	10497 CEDAR AVE, GRASS VALLEY, CA 95945-6002
Document Number	0000021579
Instrument Date	Jun 15, 2021
Instrument	20210021579
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10497 CEDAR AVE, GRASS VALLEY, CA 95945-6002

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10497 CEDAR AVE, GRASS VALLEY, CA 95945-6002
Document Number	0000013335
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10497 CEDAR AVE GRASS VALLEY CA 959456002, GRASS VALLEY, CA 95945-6002

Mortgage

Document Number	0000013335
Date	Jun 17, 2020
Instrument	13335

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 20, 2018
Property Address	10497 CEDAR AVE, GRASS VALLEY, CA 95945-6002
Document Number	0000014513
Instrument Date	Jul 11, 2018
Instrument	20180014513
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10497 CEDARAVE, GRASS VALLEY, CA 95945-6002

Mortgage

Document Number	0000014514
Date	Jul 20, 2018
Instrument	20180014514

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,560 (+30.09%) Land $61,200 Building $375,360
2025	$3,847.00 (+2.86%)	$335,580 (+2%) Land $76,704 Building $258,876
2023	$3,740.00 (+5.32%)	$329,000 Land $75,200 Building $253,800	$356,040
2022	$3,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: GeoLinks.

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