10497 127th Pl, Largo, FL 33773 Property Records

Pinellas County property record for 10497 127th Pl, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1958
Lot Size	0.15 acres (6,517 sqft)
Owner	2 Company Names on Record
Last Sale	$355,000 (Oct 2023)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9608-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9608-3`
Alternative APNs	`10-30-15-26136-000-0110` `301510261360000110` `153010261360000110` `R113198`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	816 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,517 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	252 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113198
Street Address	10497 127TH PL
City	LARGO
State	FL
Zip	33773-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESQUIRE MANOR W 45FT OF LOT 11 & E 20FT OF LOT 10
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	ESQUIRE MANOR
Legal Tract	26136
Legal Lot Number	11,10
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25311

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10497 127TH PL, LARGO, FL 33773-1015
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
May 19, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Apr 20, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	2023253005
Deed Book / Page	22582 / 1622
Last Transfer Date	Nov 5, 2024
Transfer Doc	0229751652
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Apr 10, 2026
Property Address	10497 127TH PL, LARGO, FL 33773-1015
Document Number	0000098241
Book / Page	23521 / 902
Instrument Date	Mar 24, 2026
Instrument	202698241
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	10497 127TH PL, LARGO, FL 33773-1015

Mortgage

Document Number	0000098241,
Date	Apr 10, 2026
Book Page	23521/902
Instrument	202698241

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 19, 2023
Property Address	10497 127TH PL, LARGO, FL 33773-1015
Document Number	0224451876
Book / Page	22445 / 1876
Map Reference	MB 46 PG 32
Instrument Date	May 11, 2023
Instrument	2023130973
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12732 106TH ST, LARGO, FL 33773-1038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11957 104TH CT, LARGO, FL 33778-3524

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 20, 2023
Property Address	10497 127TH PL, LARGO, FL 33773-1015
Document Number	0224132105
Book / Page	22413 / 2105
Map Reference	MB 46 PG 32
Instrument Date	Apr 19, 2023
Instrument	2023102133
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 TARPON LAKE BLVD409, BLVD409, PALM HARBOR, FL 34685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10497 127TH PL, LARGO, FL 33773-1015

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+6.62%)	$141,459 (+80.71%)	$260,682 (+30.97%) Land $119,402 Building $141,280
2024	$1,678.00 (+185.37%)
2023	$588.00 (-7.26%) Homeowner's exemption Widower's exemption	$78,278 (+3%)	$199,046 (+15.62%) Land $137,491 Building $61,555
2022	$634.00 Homeowner's exemption Widower's exemption	$75,998	$172,159 Land $125,202 Building $46,957

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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