Hamilton County property record for 10495 Pottinger Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,270 sqft · built 1968 |
| Lot Size | 0.616 acres (26,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Aug 2026) |
| Tax Bill | $4,918 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0123-0018-00 |
| Primary APN | 510-0123-0018-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,925 sqft |
| 1st Floor Area | 975 sqft |
| 2nd Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 320 sqft |
| Unfinished Basement | 655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 26,833 sqft (0.616 acres) |
| Lot Dimensions | 360 ft deep x 63.2 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 543 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 10495 POTTINGER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-1079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POTTINGER RD 63.20 X 360 IRR R1- T2- S11 SE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20505 |
10495 Pottinger Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Hamilton County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10495 POTTINGER RD, CINCINNATI, OH 45251-1079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Fiduciary Deed, Transfer · Line of Credit PRINCIPAL LENDING INC |
| Apr 30, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Deed Document Number | 202668167 |
| Deed Book / Page | 15733 / 676 |
| Prior Transfer Date | Apr 22, 2021 |
| Prior Transfer Doc | 0000054079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 20, 2026 |
| Property Address | 10495 POTTINGER RD, CINCINNATI, OH 45251-1079 |
| Document Number | 0000068167 |
| Book / Page | 15733 / 676 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202668167 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10495 POTTINGER RD, CINCINNATI, OH 45251-1079 |
| Document Number | 0000068168, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202668168 |
| Name | PRINCIPAL LENDING INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 30, 2021 |
| Property Address | 10495 POTTINGER RD, CINCINNATI, OH 45251-1079 |
| Document Number | 0000054079 |
| Book / Page | 14408 / 1330 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021-0054079 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10495 POTTINGER RD, CINCINNATI, OH 45251-1079 |
| Document Number | 0000054080 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 14408/1333 |
| Instrument | 2021-0054080 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 10495 Pottinger Rd was $4,918, up 24.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,918.00 (+24.95%) | $83,244 (-) Land $15,960 Building $67,284 | $237,840 Land $45,600 Building $192,240 |
| 2024 | $3,936.00 (-1.5%) Homeowner's exemption | $83,244 (-) Land $15,960 Building $67,284 | |
| 2023 | $3,996.00 (+13.59%) Homeowner's exemption | $83,244 (+34.47%) Land $15,960 Building $67,284 | $237,840 Land $45,600 Building $192,240 |
| 2022 | $3,518.00 Homeowner's exemption | $61,905 Land $16,114 Building $45,791 | |
| 2020 | $176,870 Land $46,040 Building $130,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10495 Pottinger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10495 Pottinger Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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