10495 Norman Ave, Black Hawk, SD 57718 Property Records

Meade County property record for 10495 Norman Ave, Black Hawk, SD 57718

Property Summary

Property Type	Single Family Home
Lot Size	19.7 acres (860,310 sqft)
Owner	Individual Name on Record
Tax Bill	$5,096 (2025)
Deeds & Mortgages	Oct 2012 Line of Credit Sep 2009 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21.66.02`

Property Details

APN / Parcel Number

Primary APN	`21.66.02`

Exterior

Lot Area	860,310 sqft (19.7 acres)

Location & Zoning

Street Address	10495 NORMAN AVE
City	BLACK HAWK
State	SD
Zip	57718-9024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARDS RANCH SUB LOT 2
Legal Range	07
Legal Township	03
Legal Section	32
Legal Subdivision	RANCH SUB
Legal Lot Number	2
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	4
Census Block	4073
Census Tract	20302

Owner

Source: Meade County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2012	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FEDERAL CREDIT UNION
Sep 2, 2009	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FEDERAL CREDIT UNION
Aug 29, 2008	Deed of Trust, Mortgage BLACK HILLS FEDERAL CREDIT UNION
Mar 24, 2025	Transfer on Death Deed, Transfer
Dec 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00831/1702
Date	Oct 15, 2012
Book Page	831/1702
Instrument	004538

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION
Type	Seller
Address	225 MAIN ST, RAPID CITY, SD 57701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2027

Interest

Rate Type	Adjustable Rate

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000791/861
Date	Sep 2, 2009
Book Page	791/861
Instrument	004273

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION
Type	Seller
Address	225 MAIN ST, RAPID CITY, SD 57701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2024

Interest

Rate Type	Adjustable Rate

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00777/1396
Date	Aug 29, 2008
Book Page	777/1396
Instrument	004218

Lender

Name	BLACK HILLS FEDERAL CREDIT UNION
Address	225 MAIN ST, RAPID CITY, SD 57701

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2023

March 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MEADE SD
Recording Date	Mar 24, 2025
Property Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024
Document Number	0000995/75
Book / Page	995 / 75
Map Reference	MB 17 PG 164
Instrument Date	Mar 24, 2025
Instrument	25001531
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 CHALKSTONE DR, RAPID CITY, SD 57701-6523

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE SD
Recording Date	Dec 6, 2022
Property Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024
Document Number	000967/593
Book / Page	967 / 593
Map Reference	MB 17 PG 164
Instrument Date	Dec 5, 2022
Instrument	22007770
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10495 NORMAN AVE, BLACK HAWK, SD 57718-9024

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,096.00 (+1.47%) Additional exemption filed	$499,670 (-) Land $151,541 Building $348,129	$499,670 Land $151,541 Building $348,129
2024	$5,022.00 (-4.45%)
2023		$499,670 Land $151,541 Building $348,129
2022	$5,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 89% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisp West Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: CenturyLink.

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