Isle Of Wight County property record for 10495 Central Hill Rd, Windsor, VA 23487
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,218 sqft · built 1961 |
| Lot Size | 0.29 acres (12,526 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,337 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38A-02-001 |
| Primary APN | 38A-02-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,526 sqft (0.29 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10495 CENTRAL HILL RD |
|---|---|
| City | WINDSOR |
| State | VA |
| Zip | 23487-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 1 HUGH GWALTNEY PROP |
| Legal Lot Number | 1 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 280200 |
10495 Central Hill Rd is owned and occupied by an individual.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10495 CENTRAL HILL RD, WINDSOR, VA 23487-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10495 Central Hill Rd was $1,337, up 4.5% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,337.00 (+4.53%) | $165,100 (-) Land $35,000 Building $130,100 | $165,100 (-) Land $35,000 Building $130,100 |
| 2025 | $1,279.00 | $165,100 Land $35,000 Building $130,100 | $165,100 Land $35,000 Building $130,100 |
| 2023 | $165,100 Land $35,000 Building $130,100 | $165,100 Land $35,000 Building $130,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10495 Central Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10495 Central Hill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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