Charlevoix County property record for 10495 5th St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 952 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,315 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-117-029-00 |
| Primary APN | 006-117-029-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 952 sqft Building Perimeter |
| 1st Floor Area | 664 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10495 5TH ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE IRON CO. PLAT OF IRONTON LOTS 39, 40 & 41, BLK 12 |
| Legal Block | 12 |
| Legal Lot Number | 39-41 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | EVELINE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 900 |
10495 5th St is owned and occupied by an individual who acquired it in August 2002.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10495 5TH ST, CHARLEVOIX, MI 49720-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2002 |
| Deed Sale | Aug 30, 2002 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10495 5th St was $1,315 with a homeowner's exemption, up 1.4% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Eveline Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,000 (-19.43%) | $180,000 (-19.43%) | |
| 2025 | $1,315.00 (+1.39%) Homeowner's exemption | $111,700 | $223,400 |
| 2024 | $1,297.00 | ||
| 2023 | $69,300 | $138,600 | |
| 2022 | $1,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10495 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10495 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Truestream.
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