Cabarrus County property record for 10494 Spring Tree Ln, Huntersville, NC 28078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,169 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Sep 2022) |
| Tax Bill | $2,924 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03018B0644.000000 |
| Primary APN | 03018B0644.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,169 sqft Living Area |
| Gross Area | 4,318 sqft |
| 1st Floor Area | 1,503 sqft |
| Upper Floors Area | 1,666 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 283 ft deep x 15 ft wide |
| Garage Type | Mixed |
| Garage Area | 537 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 115 sqft |
| Deck Area | 170 sqft |
| Patio Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 157977 |
|---|---|
| Street Address | 10494 SPRING TREE LN |
| City | HUNTERSVILLE |
| State | NC |
| Zip | 28078-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 644 SKYBROOK |
| Legal Subdivision | SKYBROOK |
| Legal Lot Number | 644 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41307 |
10494 Spring Tree Ln is owned and occupied by two individuals who bought it in September 2022.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10494 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Dec 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Prior Sale | Nov 5, 2007 · Amount on File |
| Deed Document Number | 202227867 |
| Deed Book / Page | 16206 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 16, 2022 |
| Property Address | 10494 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636 |
| Document Number | 0016206278 |
| Book / Page | 16206 / 278 |
| Instrument Date | Sep 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2254 DONNINGTON LN NW, 2254, CONCORD, NC 28027-3322 |
| Name | Verified Name |
|---|---|
| Address | 10494 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636 |
| Document Number | 0162060280 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 16206-0280 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10494 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012791216 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 12791/0216 |
| Instrument | 12791-0216 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Undisclosed |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682,440 (-) Land $187,000 Building $495,440 | ||
| 2025 | $682,440 Land $187,000 Building $495,440 | ||
| 2024 | $682,440 (+89.76%) Land $187,000 Building $495,440 | ||
| 2023 | $2,924.00 | $359,630 Land $52,500 Building $307,130 | $359,630 Land $52,500 Building $307,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10494 Spring Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10494 Spring Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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