10494 Fallis Rd, Loveland, OH 45140 Property Records

Hamilton County property record for 10494 Fallis Rd, Loveland, OH 45140

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,143 sqft · built 1954
Lot Size1.01 acres (44,039 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Jun 2025)
Tax Bill$10,215 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN620-0060-0034-00

Property Details

APN / Parcel Number

Primary APN620-0060-0034-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,143 sqft Living Area
Gross Area5,106 sqft
1st Floor Area2,553 sqft
Basement Area2,553 sqft
Finished Basement590 sqft
Unfinished Basement1,963 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialBrick/Stone
Roof MaterialAsphalt
Lot Area44,039 sqft (1.01 acres)
Lot Dimensions364 ft deep x 120 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area270 sqft
Deck AreaDeck Area
Patio Area868 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address10494 FALLIS RD
CityLOVELAND
StateOH
Zip45140-1932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionFALLIS RD 120 X 364 R2-T4-S13 SE
JurisdictionHAMILTON OH
Township / Civil DivisionSYMMES
Census Block Group1
Census Block1001
Census Tract24303

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10494 FALLIS RD, LOVELAND, OH 45140-1932
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Aug 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jan 19, 2023Survivorship Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LENDING LLC
Jun 2, 2017Trustee's Deed, Construction Loan · Line of Credit
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleJan 19, 2023 · Amount on Record
Deed Document Number202546951
Deed Book / Page15443 / 649
Prior Transfer DateJan 30, 2017
Prior Transfer Doc0000012678
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10494 FALLIS RD, LOVELAND, OH 45140-1932
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyAHTA

Transferred To (Grantee/Buyer)

NameVerified Name
Address10494 FALLIS RD, LOVELAND, OH 45140-1932

Mortgage

Document Number0000009275
DateFeb 6, 2026
Book Page15598/1259
Instrument2026-0009275
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10494 FALLIS RD, LOVELAND, OH 45140-1932
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051779
DateApr 26, 2021
Book Page14404/1550
Instrument2021-0051779
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueMay 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10494 FALLIS RD, LOVELAND, OH 45140-1932
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069546
DateAug 20, 2019
Book Page13984/01212
Instrument2019-0069546
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

January 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateJan 19, 2023
Property Address10494 FALLIS RD, LOVELAND, OH 45140-1932
Document Number0000004848
Book / Page14829 / 540
Instrument DateJan 17, 2023
Instrument2023-0004848
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10494 FALLIS RD, LOVELAND, OH 45140-1932

Mortgage

Document Number0000004849
DateJan 19, 2023
Instrument2023-0004849
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateJun 2, 2017
Property Address10494 FALLIS RD, LOVELAND, OH 45140-1932
Book / Page013430 / 001035
Instrument DateMay 13, 2017
Instrument49357
Transaction TypeConstruction Loan
Record UpdatedJul 28, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address10494 FALLIS RD LOVELAND OH 451401932, LOVELAND, OH 45140-1932

Mortgage

Document Number0000049357
DateJun 2, 2017
Book Page013430/001035
Instrument49357
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 1, 2032
Interest
Rate TypeAdjustable Rate
Rate2.99%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSymmes Township
Unified School DistrictLoveland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,215.00 (+3.23%)$185,500 (-) Land $33,432 Building $152,068$530,000 (-) Land $95,520 Building $434,480
2024$9,895.00 (-1.45%)$185,500 (-) Land $33,432 Building $152,068
2023$10,041.00 (+69.75%)$185,500 (+104.15%) Land $33,432 Building $152,068$530,000 (+104.15%) Land $95,520 Building $434,480
2022$5,915.00 Homeowner's exemption$90,864 Land $33,432 Building $57,432
2020$259,610 Land $95,520 Building $164,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1996–2017)
Claims Outside the SFHA5 of 13
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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