10492 Dougherty Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 10492 Dougherty Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,598 sqft · built 2018
Lot Size	2.6 acres (113,691 sqft)
Owner	Trust Name on File
Last Sale	$750,000 (Jul 2015)
Tax Bill	$18,899 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`712-07-068`

Property Details

APN / Parcel Number

Primary APN	`712-07-068`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,598 sqft Living Area
1st Floor Area	3,598 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	113,691 sqft
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	10492 DOUGHERTY AVE
City	MORGAN HILL
State	CA
Zip	95037-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Subdivision	DOUGHERTY-RADOL
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1080
Census Tract	512100

Owner

10492 Dougherty Ave is owner-occupied and held in a trust since August 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	10492 DOUGHERTY AVE, MORGAN HILL, CA 95037-9241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 29, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2015 · Amount on File
Deed Sale	Jul 23, 2015 · Amount on File
Deed Document Number	201523030132
Last Transfer Date	Aug 26, 2020
Transfer Doc	0024648604
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10492 DOUGHERTY AVE, MORGAN HILL, CA 95037-9241
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10492 DOUGHERTY AVE, MORGAN HILL, CA 95037-9241

Mortgage

Document Number	0024859164
Date	Mar 4, 2021
Instrument	24859164

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10492 DOUGHERTY AVE, MORGAN HILL, CA 95037-9241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024166368
Date	Apr 29, 2019
Instrument	24166368

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 8, 2020
Property Address	10492 DOUGHERTY AVE, MORGAN HILL, CA 95037-9241
Document Number	0024648604
Instrument Date	Aug 26, 2020
Instrument	24648604
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10492 DOUGHERTY AVE MORGAN HILL CA 950379241, MORGAN HILL, CA 95037-9241

Tax Assessment & Valuation

The 2025 property tax bill for 10492 Dougherty Ave was $18,899.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,688,246 (+2%) Land $845,228 Building $843,018
2025	$18,899.00	$1,655,144 Land $828,655 Building $826,489
2023	$18,309.00 (+1.64%)	$1,590,875 Land $796,478 Building $794,397
2022	$18,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10492 Dougherty Ave in Zone D, where flood risk has not been studied, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	18 (1982–2023)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10492 Dougherty Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

Nearby Properties on Dougherty Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures