10492 Clark Rd, Davison, MI 48423 Property Records

Genesee County property record for 10492 Clark Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 2005
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2026)
Tax Bill	$3,879 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-400-038`

Property Details

APN / Parcel Number

Primary APN	`16-22-400-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	18,557 sqft (0.426 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10492 CLARK RD
City	DAVISON
State	MI
Zip	48423-8597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Description	A PARCEL OF LAND BEG S 89 DEG 40 MIN 13 SEC W 135 FT FROM E 1/4 COR OF SEC TH S 0 DEG 09 MIN 11 SEC W 190.01 FT TH S 89 DEG
Legal Range	08E
Legal Township	08N
Legal Section	22
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	3
Census Block	3000
Census Tract	11902

Owner

Source: Genesee County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4362 FINE CREEK DR, BURTON, MI 48519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 15, 2026	Warranty Deed, Transfer TRANSNATION TITLE AGENCY
Mar 16, 2026	Warranty Deed, Transfer TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE
Jul 22, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jan 15, 2026 · Amount on Record
Deed Document Number	20269168
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	0000076760
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10492 CLARK RD, DAVISON, MI 48423-8597
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4363 PINE CREEK DR, BURTON, MI 48519-1801

Mortgage

Document Number	0000025112
Date	Dec 1, 2025
Instrument	202512010025112

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 3, 2025
Property Address	10492 CLARK RD, DAVISON, MI 48423-8597
Document Number	0000025471
Instrument Date	Nov 26, 2025
Instrument	202512030025471
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10492 CLARK RD, DAVISON, MI 48423-8597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 PINE CREEK DR, BURTON, MI 48519-1800

Mortgage

Document Number	0000025112
Date	Dec 3, 2025
Instrument	202512010025112

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 15, 2026
Property Address	10492 CLARK RD, DAVISON, MI 48423-8597
Document Number	0000000145
Instrument Date	Nov 26, 2025
Instrument	202601150000145
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10492 CLARK RD, DAVISON, MI 48423-8597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4362 PINE CREEK DR, BURTON, MI 48519-1800

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 16, 2026
Property Address	10492 CLARK RD, DAVISON, MI 48423-8597
Document Number	0000009168
Instrument Date	Nov 26, 2025
Instrument	202603160009168
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10492 CLARK RD, DAVISON, MI 48423-8597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10492 CLARK RD, DAVISON, MI 48423-8597

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 22, 2020
Property Address	10492 CLARK RD, DAVISON, MI 48423-8597
Document Number	0000051009
Instrument Date	Jun 19, 2020
Instrument	51009
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10492 CLARK RD DAVISON MI 484238597, DAVISON, MI 48423-8597

Mortgage

Document Number	51010
Date	Jul 22, 2020
Instrument	51010

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,900 (+2.76%)	$275,800 (+2.76%)
2025	$3,879.00 (+2.97%) Homeowner's exemption	$134,200 (+23.69%)	$268,400 (+23.69%)
2024	$3,767.00 (+141.17%)
2023		$108,500	$217,000
2019	$1,562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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